4876 N Pt, Discovery Bay, CA 94505 Property Records

Contra Costa County property record for 4876 N Pt, Discovery Bay, CA 94505

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,492 sqft · built 1978
Lot Size	0.179 acres (7,800 sqft)
Owner	2 Trust Names on File
Last Sale	$1,231,000 (Apr 2021)
Tax Bill	$5,964 (2025)
Deeds & Mortgages	Apr 2024 Transfer Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`004-120-061-9`

Property Details

APN / Parcel Number

Primary APN	`004-120-061-9`
Alternative APN	`004-120-061`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,492 sqft Living Area
1st Floor Area	1,390 sqft
2nd Floor Area	1,102 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1990
Lot Area	7,800 sqft (0.179 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	1,039 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	4876 NORTH PT
City	DISCOVERY BAY
State	CA
Zip	94505-9489
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	F1
Legal Description	TRACT 4206 LOT 87 EX MR
Legal Subdivision	SUBDIVISION 4206
Legal Tract	4206
Legal Lot Number	87
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	EAST CONTRA COSTA
Census Block Group	2
Census Block	2006
Census Tract	304004

Owner

4876 N Pt is owner-occupied and held in a trust since April 2024.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Trust Names on File
Mailing Address	4876 NORTH PT, DISCOVERY BAY, CA 94505-9489
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2024	Intrafamily Transfer, Transfer
Nov 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 27, 2021	Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Nov 24, 2020	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2021 · Amount on File
Deed Sale	Apr 27, 2021 · Amount on File
Deed Document Number	2021126981
Last Transfer Date	Apr 9, 2024
Transfer Doc	0000034545
Record Updated	Sep 20, 2026

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 15, 2024
Property Address	4876 NORTH PT, DISCOVERY BAY, CA 94505-9489
Document Number	0000034545
Map Reference	MB 148 PG 1
Instrument Date	Apr 9, 2024
Instrument	2024-034545
Transaction Type	Transfer
Record Updated	Apr 26, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	4876 NORTH PT, DISCOVERY BAY, CA 94505-9489

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	4876 NORTH PT, DISCOVERY BAY, CA 94505-9489
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4876 NORTH PT, DISCOVERY BAY, CA 94505-9489

Mortgage

Document Number	0000316340
Date	Nov 15, 2021
Instrument	2021-316340

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2036

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 27, 2021
Property Address	4876 NORTH PT, DISCOVERY BAY, CA 94505-9489
Document Number	0000126981
Map Reference	MB 148 PG 1
Instrument Date	Apr 19, 2021
Instrument	2021-126981
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4876 NORTH PT, DISCOVERY BAY, CA 94505-9489

Mortgage

Document Number	0000126982
Date	Apr 27, 2021
Instrument	2021-126982

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

November 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	CONTRA COSTA CA
Recording Date	Nov 24, 2020
Property Address	4876 NORTH PT, DISCOVERY BAY, CA 94505-9489
Document Number	0000285982
Instrument Date	Oct 7, 2020
Instrument	285982
Transaction Type	Transfer
Record Updated	Dec 11, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4876 NORTH PT DISCOVERY BAY CA 945059489, DISCOVERY BAY, CA 94505-9489

Tax Assessment & Valuation

The 2025 property tax bill for 4876 N Pt was $5,964 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Elementary School District	Byron Union Elementary School District (KG - 08)
Secondary School District	Liberty Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$397,142 (+2%) Land $172,253 Building $224,889
2025	$5,964.00 Homeowner's exemption	$389,356 Land $168,876 Building $220,480
2023	$5,537.00 (+1.56%) Homeowner's exemption	$374,238 Land $162,319 Building $211,919
2022	$5,452.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4876 N Pt in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	10 (1982–2017)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms And Flooding, Mar 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4876 N Pt is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF DISCOVERY BAY serves 16,790 people · EPA ID CA0710009
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Matrix Broadband.

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