4885 Areca Palm St, Cocoa, FL 32927 Property Records

Brevard County property record for 4885 Areca Palm St, Cocoa, FL 32927

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,039 sqft · built 1990
Lot Size	1.08 acres (47,045 sqft)
Owner	2 Individual Names on File
Last Sale	$208,000 (Jan 2014)
Tax Bill	$3,126 (2025)
Deeds & Mortgages	Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-35-33-01-22-5`

Property Details

APN / Parcel Number

Primary APN	`23-35-33-01-22-5`
Alternative APNs	`23-35-33-01-00022.0-0005.00` `2314172`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,039 sqft Living Area
Gross Area	2,810 sqft
1st Floor Area	2,039 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2010
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	47,045 sqft
Lot Dimensions	300 ft deep x 157 ft wide
Garage Type	Attached
Garage Area	400 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	371 sqft
Deck Area	590 sqft
Patio Area	500 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2314172
Street Address	4885 ARECA PALM ST
City	COCOA
State	FL
Zip	32927-2091
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GU
Legal Description	CANAVERAL GROVES SUBD SB 2 PG 55 LOT 5 BLK 22
Legal Range	35E
Legal Township	23S
Legal Section	33
Legal Subdivision	CANAVERAL GROVES SUB
Legal Tract	5
Legal Block	22
Legal Lot Number	5
Jurisdiction	BREVARD FL
Township / Civil Division	COCOA-ROCKLEDGE
Census Block Group	2
Census Block	2004
Census Tract	71202

Owner

4885 Areca Palm St is owned and occupied by two individuals who bought it in January 2014.

Source: Brevard County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4885 ARECA PALM ST, COCOA, FL 32927-2091
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 2, 2014 · Amount on File
Deed Sale	Jan 2, 2014 · Amount on File
Prior Sale	Aug 11, 2006 · Amount on File
Deed Document Number	2014517
Deed Book / Page	7041 / 1455
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	4885 ARECA PALM ST, COCOA, FL 32927-2091
Transaction Type	Mortgage
Record Updated	Jan 18, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4885 ARECA PALM ST, COCOA, FL 32927-2091

Mortgage

Document Number	0093731461
Date	Jan 3, 2022
Book Page	9373/1461
Instrument	2022000329

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 4885 Areca Palm St was $3,126 with a homeowner's exemption, up 8.1% from the year before.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$224,560 (+2.7%)	$392,260 (+2.18%)
2025	$3,126.00 (+8.13%) Homeowner's exemption	$218,660	$383,900
2024	$2,891.00 (+1.58%)
2023	$2,846.00 (+21.11%) Homeowner's exemption	$206,320 (+18.01%)	$386,520 (+22.37%) Land $80,000 Building $306,520
2022	$2,350.00 Homeowner's exemption	$174,830	$315,870 Land $70,000 Building $245,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4885 Areca Palm St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 30 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4885 Areca Palm St is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 46% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COCOA serves 294,039 people · EPA ID FL3050223
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20