4875 Areca Palm St, Cocoa, FL 32927 Property Records

Brevard County property record for 4875 Areca Palm St, Cocoa, FL 32927

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,438 sqft · built 2004
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on Record
Last Sale	$460,000 (Feb 2016)
Tax Bill	$5,037 (2025)
Deeds & Mortgages	May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-35-33-01-21-1`

Property Details

APN / Parcel Number

Primary APN	`23-35-33-01-21-1`
Alternative APNs	`23-35-33-01-00021.0-0001.00` `2314165`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,438 sqft Living Area
Gross Area	5,149 sqft
1st Floor Area	1,438 sqft
Attic	Attic
Attic Area	752 sqft
Bonus Room	Bonus Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2017
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	65,340 sqft
Lot Dimensions	300 ft deep x 132 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	1,006 sqft

Exterior Amenities

Porch	Florida Room
Porch Area	933 sqft
Deck Area	933 sqft
Patio Area	933 sqft
Utility Building	18 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2314165
Street Address	4875 ARECA PALM ST
City	COCOA
State	FL
Zip	32927-2091
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GU
Legal Description	CANAVERAL GROVES SUBD SB 2 PG 55 LOT 1 BLK 21 & 60 FT VAC FAN PALM AVE ADJ ON W
Legal Range	35E
Legal Township	23S
Legal Section	33
Legal Subdivision	CANAVERAL GROVES SUB
Legal Tract	1
Legal Block	21
Legal Lot Number	1
Jurisdiction	BREVARD FL
Township / Civil Division	COCOA-ROCKLEDGE
Census Block Group	2
Census Block	2004
Census Tract	71202

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4875 ARECA PALM ST, COCOA, FL 32927-2091
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2016 · Amount on Record
Deed Sale	Feb 23, 2016 · Amount on Record
Prior Sale	Aug 30, 2002 · Amount on Record
Deed Document Number	201632568
Deed Book / Page	7554 / 1938
Prior Transfer Date	Nov 3, 1999
Prior Transfer Doc	4086003660
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	4875 ARECA PALM ST, COCOA, FL 32927-2091
Transaction Type	Mortgage
Record Updated	Jun 10, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0091262844
Date	May 19, 2021
Book Page	9126/2844
Instrument	2021129354

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2041

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$387,180 (+2.7%)	$561,700 (-0.69%)
2025	$5,037.00 (+7.24%) Homeowner's exemption	$377,010 (+5.99%)	$565,630 (+1.51%)
2023	$4,697.00 (+6.53%) Homeowner's exemption	$355,720 (+3%)	$557,210 (+9.99%) Land $80,060 Building $477,150
2022	$4,409.00 Homeowner's exemption	$345,360	$506,600 Land $70,060 Building $436,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 63% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COCOA serves 294,039 people · EPA ID FL3050223
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20