Polk County property record for 4884 Mandolin Ct, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,402 sqft · built 2008 |
| Lot Size | 0.287 acres (12,480 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $167,000 (Mar 2016) |
| Tax Bill | $2,653 (2025) |
| Deeds & Mortgages | Mar 2022 Line of Credit May 2020 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 26-29-13-687555-000620 |
| Primary APN | 26-29-13-687555-000620 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,402 sqft Living Area |
| Gross Area | 1,822 sqft |
| 1st Floor Area | 1,402 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 12,480 sqft (0.287 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 179 sqft |
| Street Address | 4884 MANDOLIN CT |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-3626 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MANDOLIN II PB 144 PG 50-51 LOT 62 |
| Legal Range | 26E |
| Legal Township | 29S |
| Legal Section | 13 |
| Legal Subdivision | MANDOLIN II |
| Legal Tract | 687555 |
| Legal Block | 1 |
| Legal Lot Number | 62 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 14006 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4884 MANDOLIN CT, WINTER HAVEN, FL 33884-3626 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 11, 2022 | Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU |
| May 14, 2020 | Deed of Trust, Mortgage · Line of Credit LAKE MI CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 1, 2016 · Amount on Record |
| Deed Sale | Mar 1, 2016 · Amount on Record |
| Prior Sale | Apr 19, 2012 · Amount on Record |
| Deed Document Number | 201636132 |
| Deed Book / Page | 9757 / 975 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 4884 MANDOLIN CT, WINTER HAVEN, FL 33884-3626 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000067263 |
|---|---|
| Date | Mar 11, 2022 |
| Book Page | 12158/85 |
| Instrument | 2022067263 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 298 Months |
| Due | Jan 15, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 4884 MANDOLIN CT, WINTER HAVEN, FL 33884-3626 |
| Document Number | 0113780781 |
| Instrument Date | May 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4884 MANDOLIN CT WINTER HAVEN FL 338843626, WINTER HAVEN, FL 33884-3626 |
| Document Number | 0113780781 |
|---|---|
| Date | Sep 17, 2020 |
| Book Page | 011378/000781 |
| Instrument | 193813 |
| Name | LAKE MI CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501-2848 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 16, 2045 |
| Rate Type | Adjustable Rate |
|---|
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $188,024 (+2.7%) | $238,482 (-1.23%) Land $60,000 Building $178,482 | |
| 2025 | $2,653.00 (+6.2%) Homeowner's exemption | $183,081 (+5.99%) | $241,452 (-0.63%) Land $60,000 Building $181,452 |
| 2023 | $2,498.00 (+3.01%) Homeowner's exemption | $172,739 (+3%) | $242,987 (+13.31%) Land $58,000 Building $184,987 |
| 2022 | $2,425.00 Homeowner's exemption | $167,708 | $214,444 Land $48,000 Building $166,444 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 136.1 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 5 (2004–2022) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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