Schoharie County and Cobleskill Town property record for 4882 State Rte 145, Cobleskill, NY 12043
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,144 sqft · built 1880 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $110,000 (Apr 2019) |
| Tax Bill | $2,642 (2026) |
| Deeds & Mortgages | Apr 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 432689 43.-7-21 |
| Primary APN | 432689 43.-7-21 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,144 sqft Living Area |
| 1st Floor Area | 572 sqft |
| 2nd Floor Area | 572 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 145 ft deep x 88 ft wide |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 160 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 435J100013 |
|---|---|
| Street Address | 4882 STATE ROUTE 145 |
| City | COBLESKILL |
| State | NY |
| Zip | 12043-7800 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | HOUSE/GAR 88 X 145 |
| Legal Block | 7 |
| Legal Lot Number | 21.000 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | COBLESKILL |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 740200 |
4882 State Rte 145 is owned and occupied by two individuals who bought it in April 2019.
Source: Schoharie County and Cobleskill Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4882 STATE ROUTE 145, COBLESKILL, NY 12043-7800 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 24, 2019 · Amount on File |
| Deed Sale | Apr 24, 2019 · Amount on File |
| Prior Sale | Jan 27, 2014 · Amount on File |
| Deed Document Number | 2019761080 |
| Deed Book / Page | 1090 / 262 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Recording Date | Apr 24, 2019 |
| Property Address | 4882 STATE ROUTE 145, COBLESKILL, NY 12043-7800 |
| Document Number | 001090/262 |
| Book / Page | 1090 / 262 |
| Instrument Date | Apr 10, 2019 |
| Instrument | 761080 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4882 STATE ROUTE 145, COBLESKILL, NY 12043-7800 |
| Document Number | 0001836/44 |
|---|---|
| Date | Apr 24, 2019 |
| Book Page | 1836/44 |
| Instrument | 761081 |
| Name | PRIME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2049 |
The 2026 property tax bill for 4882 State Rte 145 was $2,642, up 11.2% from the year before.
Source: Schoharie County and Cobleskill Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Cobleskill Town |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,642.00 (+11.2%) | ||
| 2025 | $2,376.00 | $54,800 Land $6,500 Building $48,300 | $111,837 Land $13,265 Building $98,572 |
| 2023 | $52,300 Land $6,500 Building $45,800 | $91,754 Land $11,403 Building $80,351 | |
| 2020 | $2,313.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4882 State Rte 145 in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1996–2011) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4882 State Rte 145 is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures