Schoharie County and Cobleskill Town property record for 4875 State Rte 145, Cobleskill, NY 12043 · Last verified May 2026
| Property Type | Residential > Single Family > Rural Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1900 |
| Square Footage | 1,690 sqft Living Area |
| Lot Size | 2,818,332 sqft (64.7 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $132,500 (1994) |
| Tax Bill | $5,493.00 (2025) |
| Primary APN | 432689 55.-2-2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,690 sqft Living Area |
| 1st Floor | 845 sqft 1st Floor |
| 2nd Floor | 845 sqft 2nd Floor |
| Stories | 2 Stories |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 2,818,332 sqft (64.7 acres) |
| Lot Width | 1,060 ft Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 500 sqft Garage |
| Shed | 1 Shed |
| Porch Area | 40 sqft Porch |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Account Number | 435J100421 |
|---|---|
| Street Address | 4875 STATE ROUTE 145 |
| City | COBLESKILL |
| State | NY |
| Zip | 12043-7801 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Rural Home |
| Legal Description | FARM & BLDGS |
| Legal Block | 2 |
| Legal Lot Number | 2.000 |
| Jurisdiction | SCHOHARIE NY |
| Minor Civil Division | COBLESKILL |
| Census Blockgroup | 3 |
| Census Block | 3003 |
| Census Tract | 740200 |
Source: Schoharie County and Cobleskill Town records · APN 432689 55.-2-2
Assessment roll updated May 14, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4875 STATE ROUTE 145, COBLESKILL, NY 12043-7801 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 08, 2020 | Deed of Trust, Mortgage · Balloon Payment NBT BANK NATIONAL ASSOCIATION |
| Jul 22, 2019 | Deed of Trust, Mortgage · Stand Alone Refinance STATE EMPLOYEES FCU |
| Nov 01, 2019 | Deed of Trust, Mortgage · Balloon Payment STATE EMPLOYEES FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 02, 1994 · Amount on Record |
| Deed Sale | Mar 02, 1994 · Amount on Record |
| Deed Book / Page | 564 / 91 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 4875 STATE ROUTE 145, COBLESKILL, NY 12043-7801 |
| Transaction Type | Mortgage |
| Record Updated | Apr 09, 2021 |
| Name | Verified Name |
|---|
| Document Number | 775040 |
|---|---|
| Date | Apr 08, 2020 |
| Instrument | 775040 |
| Name | NBT BANK NATIONAL ASSOCIATION |
|---|---|
| Type | Bank |
| Type | Balloon Payment |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 4875 STATE ROUTE 145, COBLESKILL, NY 12043-7801 |
| Transaction Type | Mortgage |
| Record Updated | Apr 09, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1844/238 |
|---|---|
| Date | Jul 22, 2019 |
| Book Page | 1844/238 |
| Instrument | 764912 |
| Name | STATE EMPLOYEES FCU |
|---|---|
| Type | Credit Union |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 01, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 4875 STATE ROUTE 145, COBLESKILL, NY 12043-7801 |
| Transaction Type | Mortgage |
| Record Updated | Apr 09, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1857/156 |
|---|---|
| Date | Nov 01, 2019 |
| Book Page | 1857/156 |
| Instrument | 768942 |
| Name | STATE EMPLOYEES FCU |
|---|---|
| Type | Credit Union |
| Type | Balloon Payment |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Dec 01, 2044 |
Source: Schoharie County and Cobleskill Town records · Assessment roll updated May 14, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Cobleskill Town |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,493.00 (+64.56%) | $120,900 (-) Land $59,400 Building $61,500 | $246,735 (+16.33%) Land $121,225 Building $125,510 |
| 2023 | $120,900 Land $59,400 Building $61,500 | $212,105 Land $104,210 Building $107,895 | |
| 2020 | $3,338.00 |
Source: FEMA National Flood Hazard Layer, Schoharie County (36095C), updated February 16, 2012 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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