4880 Texas St, Waterloo, IA 50702 Property Records

Black Hawk County property record for 4880 Texas St, Waterloo, IA 50702

Property Summary

Property TypeOffice Building
Details4,562 sqft · built 1999
Lot Size19.1 acres (834,174 sqft)
OwnerCompany Name on File
Last Sale$200,000 (Jun 2021)
Deeds & MortgagesSep 2021 Transfer
Jun 2021 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN8813-12-476-003

Property Details

APN / Parcel Number

Primary APN8813-12-476-003

Interior

Stories1 Story
Building Area4,562 sqft Gross Area

Exterior

Year BuiltBuilt 1999
Exterior MaterialVinyl
Construction TypeFrame
Roof MaterialShingle
Lot Area834,174 sqft (19.1 acres)
Parking Spaces3 Parking Spaces
Shed1 Shed
Shed Area320 sqft

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Street Address4880 TEXAS ST
CityWATERLOO
StateIA
Zip50702-4742
Property CategoryCommercial
Property TypeCommercial > Office > Office Building
Legal DescriptionPART OF E 1/2 SE 1/4 SEC 12 T 88 R 13 AND GOVT LOT 4 LYING SWLY OF TEXAS ST AND NELY OF HWY 218 EXC RDS
Legal Lot Number4
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group1
Census Block1023
Census Tract2901

Owner

4880 Texas St, a commercial property, is owned by a company that bought it in June 2021 and is owner-occupied.

Source: Black Hawk County records, as of October 16, 2025

Owner of RecordCompany Name on File
Mailing Address4880 TEXAS ST, WATERLOO, IA 50702-4742
OccupancyOwner Occupied
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 28, 2021Correction Deed
Jun 17, 2021Warranty Deed, Transfer · Line of Credit
GREENSTATE CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 17, 2021 · Amount on File
Deed SaleJun 17, 2021 · Amount on File
Deed Document Number202100026615
Record UpdatedJun 8, 2026

September 2021: Correction Deed

Document TypeCorrection Deed
JurisdictionBLACK HAWK IA
Recording DateSep 28, 2021
Property Address4880 TEXAS ST, WATERLOO, IA 50702-4742
Document Number202200006877
Instrument DateAug 17, 2021
Instrument202200006877
Record UpdatedMar 7, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2908 CADILLAC DR, CEDAR FALLS, IA 50613-6017
InvestorPossibly a Property Investor

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLACK HAWK IA
Recording DateJun 17, 2021
Property Address4880 TEXAS ST, WATERLOO, IA 50702-4742
Document Number202100026615
Instrument DateMay 24, 2021
Instrument202100026615
Transaction TypeTransfer
Record UpdatedMar 7, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$319.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3510 KIMBALL AVE STE H, H, WATERLOO, IA 50702-5760

Mortgage

Document Number202100026616
DateJun 17, 2021
Instrument202100026616
Lender
NameGREENSTATE CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJun 14, 2051

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of May 1, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2025$577,160 Land $160,750 Building $416,410$577,160 Land $160,750 Building $416,410
2023$577,160$577,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4880 Texas St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 49 policies
Nearby Flood Policies49 in force
Nearby Flood Claims118 (1978–2016)
Claims Outside the SFHA11 of 118
Most Recent ClaimSep 2016 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Sep 2016 · 39 claims
  • Severe Storms, Flooding, And Tornadoes, Jul 2010 · 14 claims
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 51 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4880 Texas St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Waterloo Fiber
Fiber
10,000 / 10,000
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
AT&T
Fixed Wireless
100 / 20

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