Black Hawk County property record for 4457 Texas St, Waterloo, IA 50702
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,277 sqft · built 1940 |
| Lot Size | 0.408 acres (17,760 sqft) |
| Owner | Individual Name on File |
| Last Sale | $75,000 (Oct 2014) |
| Tax Bill | $1,712 (2025) |
| Deeds & Mortgages | Jun 2021 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8813-12-252-011 |
| Primary APN | 8813-12-252-011 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,277 sqft Living Area |
| 1st Floor Area | 872 sqft |
| Attic | Attic |
| Attic Area | 305 sqft |
| Basement Area | 872 sqft |
| Finished Basement | 450 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 17,760 sqft (0.408 acres) |
| Lot Dimensions | 222 ft deep x 80 ft wide |
| Garage Type | Detached |
| Garage Area | 676 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Patio Area | 90 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 4457 TEXAS ST |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50702-4527 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNPLATTED WLOO WEST PART OF GOVT LOT 3 SEC 12 T 88 R 13 COM IN CENTER LINE HWY NO 218 AT PT 1108.84 FT SELY ON CENTER LINE |
| Legal Range | 13W |
| Legal Township | 88N |
| Legal Section | 12 |
| Legal Subdivision | UNPLATTED WLOO WEST |
| Legal Lot Number | 3 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 2901 |
4457 Texas St is owned and occupied by an individual who bought it in October 2014.
Source: Black Hawk County records, as of October 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4457 TEXAS ST, WATERLOO, IA 50702-4527 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 24, 2014 · Amount on File |
| Deed Sale | Oct 24, 2014 · Amount on File |
| Deed Document Number | 2014201500007168 |
| Prior Transfer Date | Mar 12, 2010 |
| Prior Transfer Doc | 0000017225 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 4457 TEXAS ST, WATERLOO, IA 50702-4527 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202100026469 |
|---|---|
| Date | Jun 15, 2021 |
| Instrument | 202100026469 |
| Name | CEDAR FALLS COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | CEDAR FALLS, IA 50613 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 96 Months |
| Due | Jun 10, 2029 |
The 2025 property tax bill for 4457 Texas St was $1,712 with a homeowner's exemption, up 0.4% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,712.00 (+0.35%) Homeowner's exemption | $94,800 Land $15,820 Building $78,980 | $94,800 Land $15,820 Building $78,980 |
| 2024 | $1,706.00 | ||
| 2023 | $88,890 (+1.66%) Land $15,820 Building $73,070 | $88,890 Land $15,820 Building $73,070 | |
| 2022 | $1,726.00 Homeowner's exemption | $87,440 Land $15,820 Building $71,620 | |
| 2021 | $87,440 Land $15,820 Building $71,620 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4457 Texas St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 49 policies |
| Nearby Flood Policies | 49 in force |
| Nearby Flood Claims | 118 (1978–2016) |
| Claims Outside the SFHA | 11 of 118 |
| Most Recent Claim | Sep 2016 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 4457 Texas St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Waterloo Fiber Fiber | 10,000 / 10,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| AT&T Fixed Wireless | 100 / 20 |
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