San Luis Obispo County property record for 488 Stuart Ave, Cayucos, CA 93430 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1979 |
| Square Footage | 1,775 sqft Living Area |
| Lot Size | 17,110 sqft (0.393 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $180,000 (1998) |
| Tax Bill | $3,685.00 (2025) |
| Primary APN | 064-211-066 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,775 sqft Living Area |
| Stories | 3 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Construction Type | Wood Construction |
| Lot Area | 17,110 sqft (0.393 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Carport Garage |
| Carport | Carport |
| Topography | Steep Topography |
| Cooling System | None Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Old Parcel Number | 064211066 |
|---|---|
| Street Address | 488 STUART AVE |
| City | CAYUCOS |
| State | CA |
| Zip | 93430-1519 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | MORRO STR U5 BL 84 LT 32 33 & 76 LESS RD |
| Legal Subdivision | MORRO STRAND 05 |
| Legal Tract | 5 |
| Legal Block | 84 |
| Legal Lot Number | 32 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Minor Civil Division | NORTH COAST |
| Census Blockgroup | 2 |
| Census Block | 2000 |
| Census Tract | 10504 |
Source: San Luis Obispo County records · APN 064-211-066
Assessment roll updated August 6, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 488 STUART AVE, CAYUCOS, CA 93430-1519 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Trustor/Debtor (Borrower in Default/Foreclosure On Trustee's Deed) |
| Date | Document |
|---|---|
| Oct 06, 2023 | Intrafamily Transfer, Transfer |
| May 25, 2023 | Deed of Trust, Mortgage · Conventional Mortgage SESLOC FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 03, 1998 · Amount on Record |
| Deed Sale | Mar 03, 1998 · Amount on Record |
| Deed Doc Number | 199811327 |
| Last Transfer Date | Oct 03, 2023 |
| Transfer Doc | 0000029472 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Oct 06, 2023 |
| Property Address | 488 STUART AVE, CAYUCOS, CA 93430-1519 |
| Document Number | 0000029472 |
| Map Reference | MB 5 PG 11 |
| Instrument Date | Oct 03, 2023 |
| Instrument | 2023029472 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 488 STUART AVE, CAYUCOS, CA 93430-1519 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 488 STUART AVE, CAYUCOS, CA 93430-1519 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 488 STUART AVE, CAYUCOS, CA 93430-1519 |
| Transaction Type | Mortgage |
| Record Updated | Jun 07, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 488 STUART AVE, CAYUCOS, CA 93430-1519 |
| Document Number | 0000014585 |
|---|---|
| Date | May 25, 2023 |
| Instrument | 2023014585 |
| Name | SESLOC FCU |
|---|---|
| Type | Credit Union |
| Address | SAN LUIS OBISPO, CA 93401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Type Change Date | Jun 01, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 6.25% |
| Max Rate At Change | 7.25% |
| Index | 52-Week T-Bill (1-Year) |
| Max Rate | 11.2% |
Source: San Luis Obispo County records · Assessment roll updated August 6, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Elementary School District | Cayucos Elementary School District (KG - 08) |
| Secondary School District | Coast Unified School District (9-12) (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $357,020 (+2%) Land $210,607 Building $146,413 | |
| 2025 | $3,685.00 (+17.58%) Homeowner's exemption | $350,021 (+20.1%) Land $206,478 Building $143,543 |
| 2023 | $3,134.00 (+1.82%) Homeowner's exemption | $291,431 Land $153,461 Building $137,970 |
| 2022 | $3,078.00 |
Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | High above 73% of the US · above 49% of California |
|---|---|
| Wildfire Likelihood | About 1 in 212 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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