488 Spring St SW, Concord, NC 28025 Property Records

Cabarrus County property record for 488 Spring St SW, Concord, NC 28025

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,280 sqft · built 1930
Lot Size0.43 acres (18,731 sqft)
OwnerIndividual Name on Record
Last Sale$161,500 (Jan 2021)
Tax Bill$1,734 (2023)
Deeds & MortgagesJan 2021 Sale & Mortgage
May 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN5630 23 0039

Property Details

APN / Parcel Number

Primary APN5630 23 0039
Alternative APNs
  • 12044 0092.000000
  • 115803
  • 143543

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,280 sqft Living Area
1st Floor Area1,280 sqft
FlooringSoftwood
Interior WallsWallboard/Drywall
FireplaceFireplace

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1995
Exterior MaterialAluminum/Vinyl
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area18,731 sqft (0.43 acres)
Lot Dimensions215 ft deep x 88 ft wide

Exterior Amenities

PorchOpen Porch
Porch Area192 sqft
Deck Area160 sqft
FenceFence
Storage Building192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number143543
Street Address488 SPRING ST SW
CityCONCORD
StateNC
Zip28025-5514
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRC
Legal DescriptionP/O LTS 7 & 41 DAYVAULT PROPERTY
Legal SubdivisionDAYVAULT PROP
Legal Lot Number7,41 41
JurisdictionCABARRUS NC
Township / Civil Division12, CONCORD
Census Block Group2
Census Block2017
Census Tract42101

Owner

Source: Cabarrus County records, as of May 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address488 SPRING ST SW, CONCORD, NC 28025-5514
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 15, 2021Warranty Deed, Transfer · Conventional Mortgage
GEORGE MASON MORTGAGE LLC
May 16, 2017Warranty Deed, Transfer · FHA Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 15, 2021 · Amount on Record
Deed SaleJan 15, 2021 · Amount on Record
Prior SaleMay 16, 2017 · Amount on Record
Deed Document Number0001483362
Deed Book / Page14833 / 62
Record UpdatedJun 7, 2026

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateJan 15, 2021
Property Address488 SPRING ST SW, CONCORD, NC 28025-5514
Document Number0001483362
Book / Page14833 / 62
Map ReferenceMB 7 PG 68
Instrument DateJan 15, 2021
Transaction TypeTransfer
Record UpdatedMay 3, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$323.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1002 LAKEHAVEN LN, 1002, ALBEMARLE, NC 28001

Transferred To (Grantee/Buyer)

NameVerified Name
Address488 SPRING ST SW, CONCORD, NC 28025-5514

Mortgage

Document Number0001483365
DateJan 15, 2021
Instrument14833/65
Lender
NameGEORGE MASON MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateMay 16, 2017
Property Address488 SPRING ST SW, CONCORD, NC 28025-5514
Document Number0012490239
Book / Page12490 / 0239
Map ReferenceMB7 PG68
Instrument DateMay 12, 2017
Instrument12490-0239
Transaction TypeTransfer
Record UpdatedOct 21, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$230.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address13308 W RIVER RD, 13308, KING WILLIAM, VA 23086-3201

Transferred To (Grantee/Buyer)

NameVerified Name
Address488 SPRING ST SW, CONCORD, NC 28025-5514

Mortgage

Document Number0124900243
DateMay 16, 2017
Instrument12490-0243
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2047

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
MunicipalityConcord City
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$1,734.00$142,160 Land $30,000 Building $112,160$142,160 Land $30,000 Building $112,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CONCORD
serves 120,771 people · EPA ID NC0113010
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Apr 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
Windstream
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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