Cabarrus County property record for 455 Spring St SW, Concord, NC 28025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,092 sqft · built 1995 |
| Lot Size | 0.242 acres (10,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $119,000 (Jan 2017) |
| Tax Bill | $1,574 (2023) |
| Deeds & Mortgages | Aug 2026 Line of Credit Jan 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5630 13 9554 |
| Primary APN | 5630 13 9554 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,092 sqft Living Area |
| Gross Area | 1,854 sqft |
| 1st Floor Area | 1,092 sqft |
| Basement Area | 550 sqft |
| Unfinished Basement | 550 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,500 sqft (0.242 acres) |
| Lot Dimensions | 150 ft deep x 70 ft wide |
| Driveway | Concrete Driveway |
| Driveway Area | 500 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 72 sqft |
| Deck Area | 140 sqft |
| Patio Area | 140 sqft |
| Storage Building | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 113533 |
|---|---|
| Street Address | 455 SPRING ST SW |
| City | CONCORD |
| State | NC |
| Zip | 28025-5565 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RC |
| Legal Description | P/O LT 4 W H BLUME |
| Legal Subdivision | R BROWN MCALLISTER SCHOOL |
| Legal Lot Number | 4 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 12, CONCORD |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 42202 |
455 Spring St SW is owned and occupied by two individuals who bought it in January 2017.
Source: Cabarrus County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 455 SPRING ST SW, CONCORD, NC 28025-5565 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 7, 2026 | Deed of Trust, Mortgage · Line of Credit BANK OF BARTLETT |
| Jan 25, 2017 | Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 25, 2017 · Amount on File |
| Deed Sale | Jan 25, 2017 · Amount on File |
| Prior Sale | Jul 1, 1996 · Amount on File |
| Deed Document Number | 201712333-0148 |
| Deed Book / Page | 12333 / 148 |
| Prior Transfer Date | Jan 26, 2004 |
| Prior Transfer Doc | 5377237 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Aug 7, 2026 |
| Property Address | 455 SPRING ST SW, CONCORD, NC 28025-5565 |
| Document Number | 0000018761 |
| Book / Page | 18116 / 228 |
| Instrument Date | Jul 29, 2025 |
| Instrument | 202618761 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 455 SPRING ST SW, CONCORD, NC 28025-5565 |
| Document Number | 0000018761, |
|---|---|
| Date | Aug 7, 2026 |
| Book Page | 18116/228 |
| Instrument | 202618761 |
| Name | BANK OF BARTLETT |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 107 Months |
| Due | Jul 29, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.67% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Jan 25, 2017 |
| Property Address | 455 SPRING ST SW, CONCORD, NC 28025-5565 |
| Document Number | 0012333148 |
| Book / Page | 12333 / 0148 |
| Instrument Date | Jan 19, 2017 |
| Instrument | 12333-0148 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $238.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 565 AMITY AVE SW, 565, CONCORD, NC 28025 |
| Name | Verified Name |
|---|---|
| Address | 455 SPRING ST SW, CONCORD, NC 28025-5565 |
| Document Number | 0123330151 |
|---|---|
| Date | Jan 25, 2017 |
| Instrument | 12333-0151 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2047 |
| Change Frequency | 2 Years |
|---|
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Concord City |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $239,590 (-) Land $66,400 Building $173,190 | ||
| 2025 | $239,590 Land $66,400 Building $173,190 | ||
| 2024 | $239,590 (+85.74%) Land $66,400 Building $173,190 | ||
| 2023 | $1,574.00 | $128,990 Land $35,200 Building $93,790 | $128,990 Land $35,200 Building $93,790 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 455 Spring St SW in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 455 Spring St SW is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CONCORD serves 120,771 people · EPA ID NC0113010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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