488 Rosemount, Rocky Mount, NC 27804 Property Records

Nash County property record for 488 Rosemount, Rocky Mount, NC 27804

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,943 sqft · built 2021
Lot Size	0.43 acres (18,731 sqft)
Owner	Individual Name on Record
Last Sale	$295,000 (Jul 2023)
Tax Bill	$2,020 (2026)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`385207-67-4898`

Property Details

APN / Parcel Number

Primary APN	`385207-67-4898`
Alternative APNs	`042509` `78372` `90662`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,943 sqft Heated Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	18,731 sqft (0.43 acres)
Lot Dimensions	198 ft deep x 95 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Electric

Location & Zoning

Account Number	90662
Street Address	488 ROSEMOUNT
City	ROCKY MOUNT
State	NC
Zip	27804-7489
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDRCU
Legal Description	LOT, 51 FORDS COLONY SE 4 SPLIT OUT OF 385207688064 LT 51 FORDS COLONY SE 4
Legal Subdivision	FORDS COLONY
Legal Lot Number	51
Jurisdiction	NASH NC
Township / Civil Division	SOUTH WHITAKERS
Census Block Group	3
Census Block	3032
Census Tract	10700

Owner

Source: Nash County records, as of October 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	488 ROSEMOUNT, ROCKY MOUNT, NC 27804-7489
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2023	Warranty Deed, Transfer · Conventional Mortgage NMSI INC
Jul 28, 2021	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2023 · Amount on Record
Deed Sale	Jul 14, 2023 · Amount on Record
Prior Sale	Jul 28, 2021 · Amount on Record
Deed Book / Page	3294 / 880
Prior Transfer Date	Jun 19, 2009
Prior Transfer Doc	2468000808
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASH NC
Recording Date	Jul 14, 2023
Property Address	488 ROSEMOUNT, ROCKY MOUNT, NC 27804-7489
Document Number	003294/880
Book / Page	3294 / 880
Map Reference	MB 33 PG 183-189
Instrument Date	Jul 6, 2023
Transaction Type	Transfer
Record Updated	Aug 1, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$590.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	53 CATESBY TRL, GARNER, NC 27529-4490

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	488 ROSEMOUNT # 101, 101, ROCKY MOUNT, NC 27804-7489

Mortgage

Document Number	0032940883
Date	Jul 14, 2023
Instrument	3294-0883

Lender

Name	NMSI INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

July 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	NASH NC
Recording Date	Jul 28, 2021
Property Address	488 ROSEMOUNT, ROCKY MOUNT, NC 27804-7489
Document Number	003146/991
Book / Page	3146 / 991
Map Reference	MB 33 PGM 183-189
Instrument Date	Jul 28, 2021
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 27, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$559.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8001 ARROWRIDGE BLVD, 8001, CHARLOTTE, NC 28273-5604

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	488 ROSE ST, ROCKY MOUNT, NC 27801-5428
Investor	Possibly a Property Investor

Mortgage

Document Number	0003146993
Date	Jul 28, 2021
Instrument	3146/993

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Nash County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Nash County
Municipality	Rocky Mount City
Unified School District	Nash-Rocky Mount Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,020.00	$320,760 (-) Land $15,000 Building $305,760	$320,760 (-) Land $15,000 Building $305,760
2025	$2,020.00 (+36.03%)	$320,760 (+44.7%) Land $15,000 Building $305,760	$320,760 (+44.7%) Land $15,000 Building $305,760
2023	$1,485.00	$221,680 (-)	$221,680 (-) Land $15,000 Building $206,680
2022	$1,485.00	$221,680 Land $15,000 Building $206,680	$221,680 Land $15,000 Building $206,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2016)
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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