441 Rosemount, Rocky Mount, NC 27804 Property Records

Nash County property record for 441 Rosemount, Rocky Mount, NC 27804

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,538 sqft · built 2021
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Feb 2026)
Tax Bill	$2,301 (2026)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Jul 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`385207-68-8064`

Property Details

APN / Parcel Number

Primary APN	`385207-68-8064`
Alternative APNs	`017671` `78137`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,538 sqft Heated Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	173 ft deep x 88 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	78137
Street Address	441 ROSEMOUNT
City	ROCKY MOUNT
State	NC
Zip	27804-7489
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R30
Legal Description	M5 1, LT 45 FORDS COLONY SE 4
Legal Subdivision	FORDS COLONY
Legal Lot Number	45
Jurisdiction	NASH NC
Township / Civil Division	SOUTH WHITAKERS
Census Block Group	3
Census Block	3032
Census Tract	10700

Owner

441 Rosemount is owned and occupied by two individuals who bought it in February 2026.

Source: Nash County records, as of October 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	441 ROSEMOUNT, ROCKY MOUNT, NC 27804-7489
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2026	Warranty Deed, Transfer · Conventional Mortgage LOWER LLC
Jul 14, 2022	Warranty Deed, Transfer · Conventional Mortgage LOCAL GOVERNMENT FCU
Jun 29, 2021	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIFTH THIRD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 18, 2026 · Amount on File
Deed Sale	Feb 18, 2026 · Amount on File
Prior Sale	Jun 29, 2021 · Amount on File
Deed Book / Page	3469 / 398
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASH NC
Recording Date	Feb 18, 2026
Property Address	441 ROSEMOUNT, ROCKY MOUNT, NC 27804-7489
Document Number	003469/398
Book / Page	3469 / 398
Map Reference	MB 33 PG 183-189
Instrument Date	Feb 6, 2026
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	212 PARK PL, OAKMONT, PA 15139-1757

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	441 ROSEMOUNT, ROCKY MOUNT, NC 27804-7489

Mortgage

Document Number	0003469401
Date	Feb 18, 2026
Instrument	3469/401

Lender

Name	LOWER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASH NC
Recording Date	Jul 14, 2022
Property Address	441 ROSEMOUNT, ROCKY MOUNT, NC 27804-7489
Document Number	003231/351
Book / Page	3231 / 351
Map Reference	MB 33 PG 183-189
Instrument Date	Jul 14, 2022
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1433 E PISA DR, CASA GRANDE, AZ 85122-7000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 LOTHIAN CASA, ROCKY MOUNT, NC 27804-7495

Mortgage

Document Number	0032310354
Date	Jul 14, 2022
Instrument	3231-0354

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

June 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	NASH NC
Recording Date	Jun 29, 2021
Property Address	441 ROSEMOUNT, ROCKY MOUNT, NC 27804-7489
Document Number	003140/634
Book / Page	3140 / 634
Map Reference	MB 33 PG 183
Instrument Date	Jun 28, 2021
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 10, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$602.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8001 ARROWRIDGE BLVD, CHARLOTTE, NC 28273-5604

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	441 ROSE ST, ROCKY MOUNT, NC 27801-5427

Mortgage

Document Number	0003140639
Date	Jun 29, 2021
Instrument	3140/639

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2036

Tax Assessment & Valuation

The 2026 property tax bill for 441 Rosemount was $2,301.

Source: Nash County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Nash County
Municipality	Rocky Mount City
Unified School District	Nash-Rocky Mount Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,301.00	$365,360 (-) Land $15,000 Building $350,360	$365,360 (-) Land $15,000 Building $350,360
2025	$2,301.00	$365,360 Land $15,000 Building $350,360	$365,360 Land $15,000 Building $350,360
2023	$1,673.00	$249,800	$249,800 Land $15,000 Building $234,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 441 Rosemount in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2016)
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 441 Rosemount is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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