488 Rocky River Rd, Lancaster, SC 29720 Property Records

Lancaster County property record for 488 Rocky River Rd, Lancaster, SC 29720

Property Summary

Property Type	Mobile Home
Details	2 ba · 1,120 sqft · built 1989
Lot Size	7.19 acres (313,196 sqft)
Owner	2 Individual Names on Record
Tax Bill	$426 (2025)
Deeds & Mortgages	Jul 2026 Construction Loan Jun 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0071-00-003.01`

Property Details

APN / Parcel Number

Primary APN	`0071-00-003.01`
Alternative APNs	`00710 00 003.01` `67985`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,120 sqft Living Area
Flooring	Carpet

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	313,196 sqft (7.19 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	67985
Street Address	488 ROCKY RIVER RD
City	LANCASTER
State	SC
Zip	29720-7278
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RR
Legal Subdivision	GLADYS H COX
Legal Block	A
Legal Lot Number	A
Jurisdiction	LANCASTER SC
Township / Civil Division	LANCASTER
Census Block Group	5
Census Block	5002
Census Tract	11001

Owner

Source: Lancaster County records, as of June 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	488 ROCKY RIVER RD, LANCASTER, SC 29720-7278
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Deed of Trust, Mortgage · Construction Mortgage FIRST COMMUNITY BANK
Jun 10, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Jun 11, 2026	Deed, Transfer NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 22, 2003
Transfer Doc	0000001147
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Recording Date	Jul 2, 2026
Property Address	488 ROCKY RIVER RD, LANCASTER, SC 29720-7278
Document Number	0000009559
Book / Page	5624 / 211
Instrument Date	Jul 2, 2026
Instrument	20269559
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1619 STINSON RD, LANCASTER, SC 29720-7958

Mortgage

Document Number	0000009559,
Date	Jul 2, 2026
Book Page	5624/211
Instrument	20269559

Lender

Name	FIRST COMMUNITY BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Aug 1, 2057

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER SC
Recording Date	Jun 10, 2026
Property Address	488 ROCKY RIVER RD, LANCASTER, SC 29720-7278
Document Number	0000008304
Book / Page	2073 / 100
Instrument Date	Jun 9, 2026
Instrument	20268304
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	488 ROCKY RIVER RD, LANCASTER, SC 29720-7278
Investor	Possibly a Property Investor

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER SC
Recording Date	Jun 11, 2026
Property Address	488 ROCKY RIVER RD, LANCASTER, SC 29720-7278
Document Number	0000008385
Book / Page	2073 / 313
Instrument Date	Jun 9, 2026
Instrument	20268385
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	488 ROCKY RIVER RD, LANCASTER, SC 29720-7278
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$426.00 (+11.81%)	$2,070 (+15%) Land $1,714 Building $356	$51,800 (+29.18%) Land $41,800 Building $10,000
2024	$381.00 (-2.56%)
2023	$391.00	$1,800 Land $1,484 Building $316	$40,100 Land $32,200 Building $7,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Comporium, RiverNet Connect.

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