480 Rocky River Rd, Lancaster, SC 29720 Property Records

Lancaster County property record for 480 Rocky River Rd, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,744 sqft · built 2018
Lot Size	7.17 acres (312,325 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,455 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Dec 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0071-00-003.02`

Property Details

APN / Parcel Number

Primary APN	`0071-00-003.02`
Alternative APNs	`00710 00 003.02` `67983`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,744 sqft Living Area
Gross Area	2,163 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	312,325 sqft (7.17 acres)
Porch	Porch
Porch Area	147 sqft
Deck Area	272 sqft

Location & Zoning

Account Number	67983
Street Address	480 ROCKY RIVER RD
City	LANCASTER
State	SC
Zip	29720-7278
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Subdivision	BOUNDARY SURVEY FOR GLADYS H COX
Legal Block	B
Legal Lot Number	B
Jurisdiction	LANCASTER SC
Township / Civil Division	LANCASTER
Census Block Group	5
Census Block	5002
Census Tract	11001

Owner

480 Rocky River Rd is owned and occupied by two individuals who acquired it in January 2018.

Source: Lancaster County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	480 ROCKY RIVER RD, LANCASTER, SC 29720-7278
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage FOUNDERS FCU
Dec 27, 2019	Deed of Trust, Mortgage · Line of Credit FOUNDERS FCU
Jan 19, 2018	Quit Claim Deed, Transfer · Construction Mortgage AGSOUTH FLCA
Apr 12, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 19, 2018
Transfer Doc	0000000911
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	480 ROCKY RIVER RD, LANCASTER, SC 29720-7278
Transaction Type	Mortgage
Record Updated	Sep 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018820
Date	Sep 15, 2021
Book Page	4528/207
Instrument	2021018820

Lender

Name	FOUNDERS FCU
Type	Credit Union
Address	LANCASTER, SC 29720

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 5, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	480 ROCKY RIVER RD, LANCASTER, SC 29720-7278
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019761
Date	Dec 27, 2019
Book Page	3891/159
Instrument	2019019761

Lender

Name	FOUNDERS FCU
Type	Credit Union
Address	LANCASTER, SC 29720

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jan 5, 2050

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LANCASTER SC
Recording Date	Jan 19, 2018
Property Address	480 ROCKY RIVER RD, LANCASTER, SC 29720-7278
Document Number	0000000911
Book / Page	001111 / 000027
Instrument Date	Jan 19, 2018
Instrument	911
Transaction Type	Transfer
Record Updated	Jan 24, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	480 ROCKY RIVER RD LANCASTER SC 29720, LANCASTER, SC 29720

Mortgage

Document Number	912
Date	Jan 19, 2018
Book Page	003490/000270
Instrument	912

Lender

Name	AGSOUTH FLCA
Address	STATESBORO, GA 30459

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 18, 2048

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LANCASTER SC
Recording Date	Apr 12, 2017
Property Address	480 ROCKY RIVER RD, LANCASTER, SC 29720-7278
Document Number	0000005327
Book / Page	001045 / 000327
Instrument Date	Apr 11, 2017
Instrument	5327
Transaction Type	Transfer
Record Updated	Apr 18, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	462 ROCKY RIVER RD LANCASTER SC 297207278, LANCASTER, SC 29720-7278

Tax Assessment & Valuation

The 2025 property tax bill for 480 Rocky River Rd was $1,455, up 9.1% from the year before.

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,455.00 (+9.07%)	$9,209 Land $1,536 Building $7,673	$281,600 Land $41,700 Building $239,900
2024	$1,334.00 (+0.38%)
2023	$1,329.00	$8,026 Land $1,478 Building $6,548	$195,800 Land $32,100 Building $163,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 480 Rocky River Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 480 Rocky River Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Comporium, RiverNet Connect.

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