488 Robert Ave, Niceville, FL 32578 Property Records

Walton County property record for 488 Robert Ave, Niceville, FL 32578

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,344 sqft · built 1986
Lot Size	0.453 acres (19,733 sqft)
Owner	Individual Name on Record
Last Sale	$241,000 (Aug 2022)
Tax Bill	$1,719 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Jan 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`30-1S-21-41100-017-0170`

Property Details

APN / Parcel Number

Primary APN	`30-1S-21-41100-017-0170`
Alternative APNs	`30-121-41100-017-0170` `1066374`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,344 sqft Living Area
Gross Area	1,799 sqft
1st Floor Area	1,344 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1996
Architectural Style	Mobile Home
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	19,733 sqft (0.453 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Carport
Carport	Carport
Pool Type	Spa / Hot Tub (No Pool)
Porch	Finished/Open Porch
Porch Area	455 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	488 ROBERT AVE
City	NICEVILLE
State	FL
Zip	32578-8206
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RV
Legal Description	LOTS 11, 12 & 17 BLK 17 VILLA TASSO PB 3-28 & THAT PORTION OF ALLEY BETWEEN 11 & 17 & THE NW 1/2 JOINING LOT 12. OR 680-175 OR 3048-1820 OR 3048-1822
Legal Range	021
Legal Township	01S
Legal Section	30
Legal Subdivision	VILLA TASSO
Legal Block	17
Legal Lot Number	11
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	3
Census Block	3045
Census Tract	950502

Owner

Source: Walton County records, as of February 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	823 BEL AIR CIR, GRIFFIN, GA 30224-5035
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2026	Deed of Trust, Mortgage · FHA Mortgage WATERSTONE MORTGAGE CORP
Jan 18, 2023	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL RESOURCES INC
Aug 11, 2022	Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL RESOURCES INC
Jul 31, 2017	Warranty Deed, Transfer AQUA TITLE SERVICES, AQUA TITLE SVCS
Jul 31, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2022 · Amount on Record
Deed Sale	Aug 11, 2022 · Amount on Record
Prior Sale	Jul 31, 2017 · Amount on Record
Deed Document Number	202236656
Deed Book / Page	3263 / 387
Prior Transfer Date	Jul 1, 2017
Prior Transfer Doc	0030481820
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	488 ROBERT AVE, NICEVILLE, FL 32578-8206
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	488 ROBERT AVE, NICEVILLE, FL 32578-8206

Mortgage

Document Number	0033861537
Date	Feb 4, 2026
Book Page	3386/1537
Instrument	20260004286

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company
Address	BROOKFIELD, WI 53045

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	488 ROBERT AVE, NICEVILLE, FL 32578-8206
Transaction Type	Mortgage
Record Updated	Aug 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	821 N COUNTY HIGHWAY 393, SANTA ROSA BEACH, FL 32459-5370

Mortgage

Document Number	0032782042
Date	Jan 18, 2023
Book Page	3278/2042
Instrument	20230002029

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Sep 1, 2052

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Aug 11, 2022
Property Address	488 ROBERT AVE, NICEVILLE, FL 32578-8206
Document Number	0032630387
Book / Page	3263 / 387
Map Reference	MB 3 PG 28
Instrument Date	Aug 9, 2022
Instrument	20220036656
Transaction Type	Transfer
Record Updated	Feb 21, 2023
Title Company	NOT AVAILABLE, DUNE LAKES TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,687.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6 BAYVIEW CV, NICEVILLE, FL 32578-8218

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	823 BEL AIR CIR, GRIFFIN, GA 30224-5035

Mortgage

Document Number	0003263389
Date	Aug 11, 2022
Instrument	3263/389

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jul 31, 2017
Property Address	488 ROBERT AVE, NICEVILLE, FL 32578-8206
Document Number	0030481822
Book / Page	003048 / 001822
Instrument Date	Jul 28, 2017
Instrument	25142
Transaction Type	Transfer
Record Updated	Aug 25, 2017
Title Company	AQUA TITLE SERVICES, AQUA TITLE SVCS

Transaction

Amount	Amount Recorded
Tax	$280.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	6 BAYVIEW CV NICEVILLE FL 325788218, NICEVILLE, FL 32578-8218

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTON FL
Recording Date	Jul 31, 2017
Property Address	488 ROBERT AVE, NICEVILLE, FL 32578-8206
Document Number	0030481820
Book / Page	003048 / 001820
Instrument Date	Jul 21, 2017
Instrument	25141
Transaction Type	Transfer
Record Updated	Aug 29, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2330 EAGLEROCK DR HOUSTON TX 770805204, HOUSTON, TX 77080-5204

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,719.00 (+1.9%)	$236,976 (+2.37%)	$251,576 (+8.67%) Land $136,500 Building $115,076
2024	$1,687.00 (-0.18%)
2023	$1,690.00 (+108.38%) Homeowner's exemption	$231,496 (+118.42%) Land $136,500 Building $94,996	$231,496 (+118.42%) Land $136,500 Building $94,996
2022	$811.00	$105,986 Land $92,966 Building $13,020	$105,986 Land $92,966 Building $13,020

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 57 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	57 in force
Nearby Flood Claims	115 (1994–2020)
Claims Outside the SFHA	38 of 115
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 17 claims Hurricane Frances, Sep 2004 · 44 claims Hurricane Opal, Oct 1995 · 27 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Starlink Satellite	280 / 30

May also be available: Wildstar Networks.

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