418 Robert Ave, Niceville, FL 32578 Property Records

Walton County property record for 418 Robert Ave, Niceville, FL 32578

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,205 sqft · built 1979
Lot Size	1.42 acres (62,160 sqft)
Owner	Individual Name on File
Last Sale	$2,571 (Mar 1981)
Tax Bill	$75 (2024)
Deeds & Mortgages	Mar 2022 Reverse Mortgage Oct 2018 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`30-1S-21-41100-003-00B0`

Property Details

APN / Parcel Number

Primary APN	`30-1S-21-41100-003-00B0`
Alternative APN	`1066277`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,205 sqft Living Area
Gross Area	4,629 sqft
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1990
Exterior Material	Wood Siding
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	62,160 sqft (1.42 acres)
Lot Dimensions	30 ft deep x 40 ft wide
Porch	Porch
Porch Area	1,327 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1066277
Street Address	418 ROBERT AVE
City	NICEVILLE
State	FL
Zip	32578-8205
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK 3B VILLA TASSO LESS COM NE/C SWLY ALONG S/L 160 FT TO POND, RIGHT 101 DEG 101 54 188.36 FT, ALONG CURVE 235.24 FT TO BEG
Legal Range	21W
Legal Township	01S
Legal Section	30
Legal Subdivision	VILLA TASSO
Legal Block	3-B
Legal Lot Number	B0
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	3
Census Block	3046
Census Tract	950502

Owner

418 Robert Ave is owned and occupied by an individual who bought it in March 1981.

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	418 ROBERT AVE, NICEVILLE, FL 32578-8205
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2022	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Oct 3, 2018	Deed of Trust, Mortgage · Line of Credit SYNOVUS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 19, 1981 · Amount on File
Deed Sale	Mar 19, 1981 · Amount on File
Deed Document Number	0000207371
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	418 ROBERT AVE, NICEVILLE, FL 32578-8205
Transaction Type	Mortgage
Record Updated	Mar 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 ROBERT AVE, NICEVILLE, FL 32578-8205

Mortgage

Document Number	0032434857
Date	Mar 21, 2022
Book Page	3243/4857
Instrument	20220013152

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	865 Months
Due	Apr 24, 2094

Interest

Rate Type	Adjustable Rate
Rate	3.49%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	8.49%

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	418 ROBERT AVE, NICEVILLE, FL 32578-8205
Document Number	0030882265
Instrument Date	Oct 3, 2018
Transaction Type	Mortgage
Record Updated	Nov 13, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	418 ROBERT AVE NICEVILLE FL 325788205, NICEVILLE, FL 32578-8205

Mortgage

Document Number	0030882265
Date	Oct 25, 2018
Book Page	003088/002265
Instrument	35781

Lender

Name	SYNOVUS BK
Type	Bank
Address	COTUMBUS, GA 31901

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Oct 24, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$521,228 Land $252,394 Building $268,834	$521,228 Land $252,394 Building $268,834
2024	$75.00 (-95.25%)
2023	$1,579.00 (+0.89%) Homeowner's exemption	$474,362 (+45.85%) Land $252,394 Building $221,968	$474,362 (+45.85%) Land $252,394 Building $221,968
2022	$1,565.00 Homeowner's exemption	$325,238 Land $108,100 Building $217,138	$325,238 Land $108,100 Building $217,138

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 418 Robert Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 57 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	57 in force
Nearby Flood Claims	115 (1994–2020)
Claims Outside the SFHA	38 of 115
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 17 claims Hurricane Frances, Sep 2004 · 44 claims Hurricane Opal, Oct 1995 · 27 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 418 Robert Ave is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Starlink Satellite	280 / 30

May also be available: Wildstar Networks.

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