488 Regal Downs Cir, Winter Garden, FL 34787 Property Records

Orange County property record for 488 Regal Downs Cir, Winter Garden, FL 34787

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,868 sqft · built 2000
Lot Size	0.137 acres (5,972 sqft)
Owner	2 Individual Names on Record
Last Sale	$395,000 (Jun 2022)
Tax Bill	$6,147 (2025)
Deeds & Mortgages	Jul 2026 Sale Jun 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23-22-27-6800-00-470`

Property Details

APN / Parcel Number

Primary APN	`23-22-27-6800-00-470`
Alternative APNs	`272223680000470` `119581` `120365` `121745`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,868 sqft Living Area
Gross Area	2,284 sqft
1st Floor Area	1,868 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Concrete Block/Stucco
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,972 sqft (0.137 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	36 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	488 REGAL DOWNS CIR
City	WINTER GARDEN
State	FL
Zip	34787-4030
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	REGAL POINTE PHASE 1 43/129 LOT 47
Legal Range	27E
Legal Township	22S
Legal Section	23
Legal Subdivision	REGAL POINTE PH 1
Legal Phase	1
Legal Tract	6800
Legal Lot Number	47
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	3
Census Block	3048
Census Tract	17402

Owner

Source: Orange County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	25 CROFT LN, SMITHTOWN, NY 11787-4109
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Jun 28, 2022	Warranty Deed, Transfer CORTITLE LLC, CORETITLE LLC
Jan 5, 2022	Warranty Deed, Transfer · Conventional Mortgage AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2022 · Amount on Record
Deed Sale	Jun 28, 2022 · Amount on Record
Prior Sale	Jan 5, 2022 · Amount on Record
Deed Document Number	2022400494
Last Transfer Date	Jun 19, 2026
Transfer Doc	0000399295
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ORANGE FL
Recording Date	Jul 20, 2026
Property Address	488 REGAL DOWNS CIR, WINTER GARDEN, FL 34787-4030
Document Number	0000399295
Instrument Date	Jun 19, 2026
Instrument	2026399295
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	25 CROFT LN, SMITHTOWN, NY 11787-4109

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jun 28, 2022
Property Address	488 REGAL DOWNS CIR, WINTER GARDEN, FL 34787-4030
Document Number	0000400494
Map Reference	MB 43 PG 129
Instrument Date	Jun 24, 2022
Instrument	20220400494
Transaction Type	Transfer
Record Updated	Jul 14, 2022
Title Company	CORTITLE LLC, CORETITLE LLC

Transaction

Amount	Amount Recorded
Tax	$2,765.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2468 MILLSTREAM LN, 2468, SAN RAMON, CA 94582-2801

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 CROFT LN, SMITHTOWN, NY 11787-4109

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jan 5, 2022
Property Address	488 REGAL DOWNS CIR, WINTER GARDEN, FL 34787-4030
Document Number	0000010439
Map Reference	MB 43 PG 129&130
Instrument Date	Dec 28, 2021
Instrument	20220010439
Transaction Type	Transfer
Record Updated	Jan 20, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,345.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3065 DALE ST, 3065, MOHEGAN LAKE, NY 10547-1920

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2468 MILLSTREAM LN, SAN RAMON, CA 94582-2801

Mortgage

Document Number	0000010440
Date	Jan 5, 2022
Instrument	20220010440

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Winter Garden City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$372,670 (-1.23%) Land $100,000 Building $272,670	$372,670 (-1.23%) Land $100,000 Building $272,670
2025	$6,147.00 (+5.82%)	$377,300 (+9.57%) Land $100,000 Building $277,300	$377,300 (+9.57%) Land $100,000 Building $277,300
2024	$5,809.00 (+6.04%)
2023	$5,478.00 (+18.19%)	$344,361 (+18.62%) Land $100,000 Building $244,361	$344,361 (+18.62%) Land $100,000 Building $244,361
2022	$4,635.00	$290,302 Land $85,000 Building $205,302	$290,302 Land $85,000 Building $205,302

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: CenturyLink, Verizon.

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