488 Oak St, Penngrove, CA 94951 Property Records

Sonoma County property record for 488 Oak St, Penngrove, CA 94951

Property Summary

Property TypeSingle Family Home
Details1 bd · 1.5 ba · 652 sqft · built 2005
Lot Size0.907 acres (39,500 sqft)
OwnerIndividual Name on File
Last Sale$325,000 (Apr 2002)
Tax Bill$14,231 (2025)
Deeds & MortgagesApr 2021 Mortgage
Dec 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN047-166-019-000

Property Details

APN / Parcel Number

Primary APN047-166-019-000
Alternative APN
  • 047-166-019

Interior

Bedrooms1 Bed
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms2 Rooms
Stories1 Story
Building Area652 sqft Living Area
1st Floor Area652 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Construction TypeWood
Lot Area39,500 sqft (0.907 acres)
Garage TypeAttached
Garage Area613 sqft

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Old Parcel Number047-166-019
Street Address488 OAK ST
CityPENNGROVE
StateCA
Zip94951
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR4
Legal Description81 FM 47-163-14 AP # CHG PER MD
Legal SubdivisionPLAT OF THE TOWN OF PENNGROVE
Legal Block2
Legal Lot Number100
JurisdictionSONOMA CA
Township / Civil DivisionPETALUMA
Census Block Group2
Census Block2000
Census Tract150607

Owner

488 Oak St is owned by an individual who acquired it in May 2004.

Source: Sonoma County records, as of September 1, 2026

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 486, PENNGROVE, CA 94951-0486
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Dec 30, 2019Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 30, 2002 · Amount on File
Deed SaleApr 30, 2002 · Amount on File
Prior SaleJun 19, 2000 · Amount on File
Deed Document Number200267191
Last Transfer DateMay 11, 2004
Transfer Doc0000074793
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSONOMA CA
Property Address488 OAK ST, PENNGROVE, CA 94951
Transaction TypeMortgage
Record UpdatedMay 19, 2021
Title CompanyAMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

NameVerified Name
Address488 OAK ST, PENNGROVE, CA 94951

Mortgage

Document Number0000052931
DateApr 29, 2021
Instrument2021052931
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueApr 1, 2036

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSONOMA CA
Property Address488 OAK ST, PENNGROVE, CA 94951
Document Number0000000646
Instrument DateDec 30, 2019
Transaction TypeMortgage
Record UpdatedJan 27, 2020
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address488 OAK ST PENNGROVE CA 94951, PENNGROVE, CA 94951

Mortgage

Document Number0000000646
DateJan 6, 2020
Instrument646
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJan 5, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 488 Oak St was $14,231.

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySonoma County
Elementary School DistrictPetaluma City Elementary School District (KG - 06)
Secondary School DistrictPetaluma Joint Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,024,915 (+2%) Land $421,356 Building $603,559
2025$14,231.00$1,004,820 Land $413,095 Building $591,725
2023$12,879.00 (+1.95%)$965,804 Land $397,055 Building $568,749
2022$12,633.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 488 Oak St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 43 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies43 in force
Nearby Flood Claims19 (1982–2008)
Claims Outside the SFHA2 of 19
Most Recent ClaimJan 2008 · rainfall accumulation
Claims by Event
  • Severe Storms, Flooding, Mudslides, And Landslides, Jan 2006 · 12 claims
  • Severe Storms & Flooding, Feb 1986 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 488 Oak St is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 69% of California
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPENNGROVE WATER COMPANY (PUC)
private · serves 1,742 people · EPA ID CA4910003
Water SourcePurchased groundwater from SONOMA COUNTY WATER AGENCY
Last State InspectionMay 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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