421 Oak St, Penngrove, CA 94951 Property Records

Sonoma County property record for 421 Oak St, Penngrove, CA 94951

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,376 sqft · built 2004
Lot Size0.37 acres (16,117 sqft)
Owner2 Company Names on Record
Last Sale$1,200,000 (Nov 2019)
Tax Bill$18,555 (2025)
Deeds & MortgagesDec 2025 Mortgage
Apr 2019 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN047-164-031-000

Property Details

APN / Parcel Number

Primary APN047-164-031-000
Alternative APN
  • 047-164-031

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area2,376 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleCustom Design
Lot Area16,117 sqft (0.37 acres)
Garage TypeAttached
Garage Area483 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number047-164-031
Street Address421 OAK ST
CityPENNGROVE
StateCA
Zip94951
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description2004 FM 047-164-017 PM MNS 01-0036 LOT 3
Legal SubdivisionMAP # MNS01-0036
Legal Block2
Legal Lot Number3
JurisdictionSONOMA CA
Township / Civil DivisionPETALUMA
Census Block Group2
Census Block2002
Census Tract150607

Owner

Source: Sonoma County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address421 OAK ST, PENNGROVE, CA 94951
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Dec 2, 2025Intrafamily Transfer, Transfer · Loan Assumption
WELLS FARGO BANK NA
Apr 18, 2019Deed of Trust, Mortgage · Conventional Mortgage
FLAGSTAR BANK FSB
Nov 14, 2019Grant Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA
Aug 28, 2018Quit Claim Deed, Transfer
OPES ADVISORS
Jul 6, 2018Deed of Trust, Mortgage · Conventional Mortgage
REDWOOD CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 14, 2019 · Amount on Record
Deed SaleNov 14, 2019 · Amount on Record
Prior SaleAug 24, 2012 · Amount on Record
Deed Document Number201983515
Prior Transfer DateAug 23, 2018
Prior Transfer Doc0000061022
Record UpdatedOct 29, 2026

December 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSONOMA CA
Recording DateDec 2, 2025
Property Address421 OAK ST, PENNGROVE, CA 94951
Document Number0000061201
Map ReferenceMB 648 PG 16-18
Instrument DateNov 22, 2025
Instrument2025061201
Transaction TypeTransfer
Record UpdatedDec 11, 2025
Title CompanySTEWART TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address421 OAK ST, PENNGROVE, CA 94951

Mortgage

Document Number0000061202
DateDec 2, 2025
Instrument2025061202
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeLoan Assumption
AmountAmount Recorded

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSONOMA CA
Property Address421 OAK ST, PENNGROVE, CA 94951
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000025484
DateApr 18, 2019
Instrument2019025484
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2049

November 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSONOMA CA
Recording DateNov 14, 2019
Property Address421 OAK ST, PENNGROVE, CA 94951
Document Number0000083515
Map ReferenceMB 648 PG 16-18
Instrument DateNov 6, 2019
Instrument2019083515
Transaction TypeTransfer
Record UpdatedAug 19, 2021
Title CompanyFIDELITY NATIONAL TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,320.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address421-423 OAK ST, PENNGROVE, CA 94951

Mortgage

Document Number0000083516
DateNov 14, 2019
Instrument2019083516
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2049

August 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSONOMA CA
Recording DateAug 28, 2018
Property Address421 OAK ST, PENNGROVE, CA 94951
Document Number0000061022
Instrument DateAug 23, 2018
Instrument61022
Transaction TypeTransfer
Record UpdatedSep 13, 2018
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address421 OAK ST PENNGROVE CA 94951, PENNGROVE, CA 94951

Mortgage

Document Number61023
DateAug 28, 2018
Instrument61023
Lender
NameOPES ADVISORS
AddressTROY, MI 48098
Agreement
AmountAmount Recorded
Term360 Months
DueAug 27, 2048

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSONOMA CA
Property Address421 OAK ST, PENNGROVE, CA 94951
Document Number0000049622
Instrument DateJul 6, 2018
Transaction TypeMortgage
Record UpdatedJul 23, 2018
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
AddressPO BOX 1061 PENNGROVE CA 949511061, PENNGROVE, CA 94951-1061

Mortgage

Document Number0000049622
DateJul 11, 2018
Instrument49622
Lender
NameREDWOOD CU
TypeCredit Union
AddressSANTA ROSA, CA 95403
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueJul 10, 2043

Tax Assessment & Valuation

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySonoma County
Elementary School DistrictPetaluma City Elementary School District (KG - 06)
Secondary School DistrictPetaluma Joint Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,338,617 (+2%) Land $535,446 Building $803,171
2025$18,555.00 (+10.47%) Homeowner's exemption$1,312,371 (+4.04%) Land $524,948 Building $787,423
2023$16,796.00 (+2.02%) Homeowner's exemption$1,261,412 Land $504,564 Building $756,848
2022$16,463.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 43 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies43 in force
Nearby Flood Claims19 (1982–2008)
Claims Outside the SFHA2 of 19
Most Recent ClaimJan 2008 · rainfall accumulation
Claims by Event
  • Severe Storms, Flooding, Mudslides, And Landslides, Jan 2006 · 12 claims
  • Severe Storms & Flooding, Feb 1986 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 62% of the US · lower than 62% of California
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPENNGROVE WATER COMPANY (PUC)
private · serves 1,742 people · EPA ID CA4910003
Water SourcePurchased groundwater from SONOMA COUNTY WATER AGENCY
Last State InspectionMay 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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