488 Mill St, Buffalo, NY 14221 Property Records

Erie County and Amherst Town property record for 488 Mill St, Buffalo, NY 14221

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,856 sqft · built 1963
Lot Size	0.658 acres (28,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$497,500 (Aug 2025)
Tax Bill	$12,168 (2026)
Deeds & Mortgages	Aug 2025 Sale & Mortgage Sep 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`142289 69.09-5-13`

Property Details

APN / Parcel Number

Primary APN	`142289 69.09-5-13`
Alternative APN	`22890690900005013000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,856 sqft Living Area
1st Floor Area	1,776 sqft
Basement Area	1,080 sqft
Finished Basement	1,080 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Raised Ranch
Exterior Material	Composition/Composite
Lot Area	28,600 sqft (0.658 acres)
Lot Dimensions	440 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	512 sqft
Porch	Porch
Porch Area	312 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	488 MILL ST
City	BUFFALO
State	NY
Zip	14221-5149
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	6 12 7
Legal Subdivision	HOLLAND LAND COMPANYS SURVEY
Legal Block	5
Legal Lot Number	13.000
Jurisdiction	ERIE NY
Township / Civil Division	AMHERST
Census Block Group	4
Census Block	4008
Census Tract	9602

Owner

Source: Erie County and Amherst Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15 RUGBY RD, BUFFALO, NY 14216-2709
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2025	Warranty Deed, Transfer · Conventional Mortgage KEY BANK NA
Sep 8, 2021	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Aug 30, 2017	Deed of Trust, Mortgage · Line of Credit KEYBANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2025 · Amount on Record
Deed Sale	Aug 8, 2025 · Amount on Record
Prior Sale	Sep 8, 2021 · Amount on Record
Deed Document Number	2025143376
Deed Book / Page	11449 / 142
Prior Transfer Date	Feb 7, 2025
Prior Transfer Doc	0114420153
Record Updated	Oct 29, 2026

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	Aug 8, 2025
Property Address	488 MILL ST, BUFFALO, NY 14221-5149
Document Number	0114490142
Book / Page	11449 / 142
Instrument Date	Aug 8, 2025
Instrument	2025143376
Transaction Type	Transfer
Record Updated	Oct 7, 2025
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,990.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	488 MAIN ST, BUFFALO, NY 14202-2503

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15 RUGBY RD, BUFFALO, NY 14216-2709

Mortgage

Document Number	0014170506
Date	Aug 8, 2025
Instrument	14170/506

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	Sep 8, 2021
Property Address	488 MILL ST, BUFFALO, NY 14221-5149
Document Number	0113867955
Book / Page	11386 / 7955
Map Reference	LB 225 PG 3336
Instrument Date	Jul 29, 2021
Instrument	2021177890
Transaction Type	Transfer
Record Updated	Feb 28, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	488 MIII STREET, AMHERST, NY 14221

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	198 AUTUMNWOOD DR, CHEEKTOWAGA, NY 14227-2643

Mortgage

Document Number	0140138064
Date	Sep 8, 2021
Instrument	14013/8064

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	488 MILL ST, BUFFALO, NY 14221-5149
Document Number	0138297085
Book / Page	013829 / 007085
Instrument Date	Aug 30, 2017
Transaction Type	Mortgage
Record Updated	Nov 14, 2017
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	488 MILL ST WILLIAMSVILLE NY 142215149, WILLIAMSVILLE, NY 14221-5149

Mortgage

Document Number	0138297085
Date	Oct 2, 2017
Book Page	013829/007085

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Erie County and Amherst Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Amherst Town
Unified School District	Williamsville Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,168.00 (+150.68%)
2025	$4,854.00 (-51.29%)	$610,000 (-) Land $102,600 Building $507,400	$616,200 (+1.02%) Land $103,643 Building $512,557
2024	$9,966.00 (+88.79%)	$610,000 (+198.22%) Land $102,600 Building $507,400	$610,000 (+84.89%) Land $102,600 Building $507,400
2023		$204,550 Land $28,800 Building $175,750	$329,919 Land $46,452 Building $283,467
2019	$5,279.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA AMHERST serves 92,697 people · EPA ID NY1400399
Water Source	Purchased surface water from ECWA DIRECT
Last State Inspection	Nov 2025
Lead	10 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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