488 Meadow Spring Dr, Troy, MO 63379 Property Records

Lincoln County property record for 488 Meadow Spring Dr, Troy, MO 63379 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,309 sqft · built 2005
Lot Size0.301 acres (13,155 sqft)
OwnerIndividual Name on File
Tax Bill$2,053 (2025)
Deeds & MortgagesJul 2021 Mortgage
Apr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN15-80-34-004-002-107.000

Property Details

APN / Parcel Number

Primary APN15-80-34-004-002-107.000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,309 sqft Living Area
Basement Area1,309 sqft
FlooringCombination, Other
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Architectural StyleRanch
Exterior MaterialVinyl
Construction TypeWood Frame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area13,155 sqft (0.301 acres)
Garage Area600 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address488 MEADOW SPRING DR
CityTROY
StateMO
Zip63379-7219
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 107 MEADOWRIDGE PLAT 2
Legal Range01W
Legal Township49
Legal Section34
Legal SubdivisionMEADOWRIDGE PLAT 2
Legal Lot Number107
JurisdictionLINCOLN MO
Township / Civil DivisionBEDFORD
Census Block Group3
Census Block3010
Census Tract810203

Owner

Source: Lincoln County records · APN 15-80-34-004-002-107.000

Assessment roll updated June 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address488 MEADOW SPRING DR, TROY, MO 63379-7219
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 08, 2021Warranty Deed, Transfer · Conventional Mortgage
US BANK NA
Apr 08, 2020Deed of Trust, Mortgage · Conventional Mortgage
GERSHMAN INVESTMENT CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 08, 2021
Deed SaleJul 08, 2021
Prior SaleSep 18, 2015
Deed Document Number2021009175
Deed Book / Page2466 / 628
Record UpdatedJun 08, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLINCOLN MO
Recording DateJul 08, 2021
Property Address488 MEADOW SPRING DR, TROY, MO 63379-7219
Document Number2466/628
Book / Page2466 / 628
Map ReferenceMB 14 PG 45
Instrument DateJul 02, 2021
Instrument2021009175
Transaction TypeTransfer
Record UpdatedSep 22, 2021
Title CompanySELECT TITLE GROUP

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address488 MEADOW SPRING DR, 488, TROY, MO 63379-7219

Transferred To (Grantee/Buyer)

NameVerified Name
Address488 MEADOW SPRING DR, TROY, MO 63379-7219

Mortgage

Document Number2021009176
DateJul 08, 2021
Instrument2021009176
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN MO
Property Address488 MEADOW SPRING DR, TROY, MO 63379-7219
Transaction TypeMortgage
Record UpdatedMay 26, 2020

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2445/332
DateApr 08, 2020
Book Page2445/332
Instrument2020003341
Lender
NameGERSHMAN INVESTMENT CORP
TypeMortgage Company
AddressCHESTERFIELD, MO 63017
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueApr 01, 2035

Tax Assessment & Valuation

Source: Lincoln County records · Assessment roll updated June 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateMissouri
CountyLincoln County
MunicipalityTroy City
Unified School DistrictTroy R-III School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,053.00 (+8.22%)$32,680 (+9.55%) Land $4,609 Building $28,071$172,000 (+9.55%) Land $24,260 Building $147,740
2023$1,897.00 (+4.75%)$29,830 Land $3,800 Building $26,030$157,000 Land $20,000 Building $137,000
2022$1,811.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lincoln County (29113C), updated October 5, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291138102033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 1 individual NFIP policies nearby
Nearby Flood Policies1 in force
1 of 1 on primary residences

Wildfire

Wildfire RiskLow
above 7% of the US · above 10% of Missouri
Wildfire LikelihoodAbout 1 in 3,571 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Nearby Properties on Meadow Spring Dr

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