475 Meadow Spring Dr, Troy, MO 63379 Property Records

Lincoln County property record for 475 Meadow Spring Dr, Troy, MO 63379 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,416 sqft · built 2019
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Tax Bill	$2,401 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Feb 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-80-34-004-002-145.000`

Property Details

APN / Parcel Number

Primary APN	`15-80-34-004-002-145.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,416 sqft Living Area
Basement Area	1,416 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Wood Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	475 MEADOW SPRING DR
City	TROY
State	MO
Zip	63379-7220
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 145 MEADOWRIDGE PLAT 2
Legal Range	01W
Legal Township	49
Legal Section	34
Legal Subdivision	MEADOWRIDGE PLAT 2
Legal Lot Number	145
Jurisdiction	LINCOLN MO
Township / Civil Division	BEDFORD
Census Block Group	3
Census Block	3014
Census Tract	810203

Owner

Source: Lincoln County records · APN 15-80-34-004-002-145.000

Assessment roll updated June 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	475 MEADOW SPRING DR, TROY, MO 63379-7220
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Feb 21, 2019	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK & TRUST CO
Jul 08, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FRONTIER FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 08, 2019
Deed Sale	Jul 08, 2019
Deed Document Number	2019005467
Deed Book / Page	2435 / 0601
Record Updated	Jun 08, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	475 MEADOW SPRING DR, TROY, MO 63379-7220
Transaction Type	Mortgage
Record Updated	Mar 19, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2459/548
Date	Feb 12, 2021
Book Page	2459/548
Instrument	2021002047

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	475 MEADOW SPRING DR, TROY, MO 63379-7220
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2431/0463
Date	Feb 21, 2019
Book Page	2431/0463
Instrument	2019001284

Lender

Name	PEOPLES BANK & TRUST CO
Type	Bank
Address	TROY, MO 63379

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	5 Months
Due	Jul 21, 2019

July 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Jul 08, 2019
Property Address	475 MEADOW SPRING DR, TROY, MO 63379-7220
Document Number	2435/0601
Book / Page	2435 / 0601
Map Reference	MB 14 PG 45
Instrument Date	Jul 03, 2019
Instrument	2019005467
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 31, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10 BRAKE RD, 10, TROY, MO 63379-4968

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	475 MEADOW SPRING DR, TROY, MO 63379-7220

Mortgage

Document Number	2019005468
Date	Jul 08, 2019
Instrument	2019005468

Lender

Name	FRONTIER FINANCIAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2049

Tax Assessment & Valuation

Source: Lincoln County records · Assessment roll updated June 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Municipality	Troy City
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,401.00 (+2.48%)	$39,757 (+7.95%) Land $4,571 Building $35,186	$209,250 (+7.96%) Land $24,060 Building $185,190
2023	$2,343.00 (+4.97%)	$36,828 Land $3,857 Building $32,971	$193,830 Land $20,300 Building $173,530
2022	$2,232.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lincoln County (29113C), updated October 5, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291138102033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 7% of the US · above 10% of Missouri
Wildfire Likelihood	About 1 in 3,571 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 93 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Gateway Fiber Holdings	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Brightspeed	Fiber	940 / 940
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
SysTec Wireless Communications	Fixed Wireless (unlicensed)	100 / 20

May also be available at this address: Wisper ISP. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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