488 Main St, Wilbraham, MA 01095 Property Records

Hampden County and Wilbraham Town property record for 488 Main St, Wilbraham, MA 01095

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,020 sqft · built 1841
Lot Size	0.116 acres (5,050 sqft)
Owner	2 Trust Names on File
Last Sale	$120,000 (May 2015)
Tax Bill	$6,088 (2026)
Deeds & Mortgages	Jan 2026 Transfer Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`MAP 96`

Property Details

APN / Parcel Number

Primary APN	`MAP 96`
Alternative APN	`WILB M:7000 B:364 L:2774`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,020 sqft Living Area
Gross Area	3,056 sqft
1st Floor Area	880 sqft
Basement Area	736 sqft
Unfinished Basement	736 sqft

Exterior

Year Built	Built 1841
Effective Year Built	Effective 1841
Architectural Style	Historical
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Slate
Lot Area	5,050 sqft (0.116 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	MAP 96
Street Address	488 MAIN ST
City	WILBRAHAM
State	MA
Zip	01095-1641
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R26
Legal Block	364
Legal Lot Number	2774
Jurisdiction	WILBRAHAM MA
Township / Civil Division	WILBRAHAM
Census Block Group	2
Census Block	2001
Census Tract	813602

Owner

488 Main St is held in a trust since January 2026.

Source: Hampden County and Wilbraham Town records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1265 NORTHAMPTON ST, HOLYOKE, MA 01040-1909
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2026	Quit Claim Deed, Transfer Quitclaim
Aug 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage ARRHA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2015 · Amount on File
Deed Sale	May 18, 2015 · Amount on File
Last Transfer Date	Jan 14, 2026
Transfer Doc	0000241782
Record Updated	Oct 29, 2026

January 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WILBRAHAM MA
Recording Date	Jan 14, 2026
Property Address	488 MAIN ST, WILBRAHAM, MA 01095-1641
Document Number	0000241782
Instrument Date	Jan 14, 2026
Instrument	241782
Transaction Type	Transfer
Record Updated	Feb 4, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1265 NORTHAMPTON ST, HOLYOKE, MA 01040-1909

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILBRAHAM MA
Property Address	488 MAIN ST, WILBRAHAM, MA 01095-1641
Document Number	0000219369
Instrument Date	Aug 28, 2019
Transaction Type	Mortgage
Record Updated	Sep 24, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	488 MAIN ST WILBRAHAM MA 010951641, WILBRAHAM, MA 01095-1641

Mortgage

Document Number	0000219369
Date	Sep 4, 2019
Instrument	219369

Lender

Name	ARRHA CU

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 3, 2034

Tax Assessment & Valuation

The 2026 property tax bill for 488 Main St was $6,088, down 8.5% from the year before.

Source: Hampden County and Wilbraham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Wilbraham Town
Unified School District	Hampden-Wilbraham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,088.00 (-8.55%)	$348,900 (-6.29%) Land $87,000 Building $261,900	$307,308 (+5.78%)
2025	$6,657.00 (+4.6%)	$372,300 (+8.23%) Land $87,000 Building $285,300	$290,510
2024	$6,364.00 (+7.12%)	$344,000 (+8.28%) Land $87,000 Building $257,000
2023	$5,941.00	$317,700 Land $87,000 Building $230,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 488 Main St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1978–2005)
Most Recent Claim	Oct 2005 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 488 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILBRAHAM WATER DEPT (MWRA) serves 8,533 people · EPA ID MA1339000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Oct 2018
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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