488 Main St, Oneonta, NY 13820 Property Records

Otsego County and Oneonta City property record for 488 Main St, Oneonta, NY 13820 · Last verified May 2026

Property Highlights

Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Year BuiltBuilt 1972
Square Footage2,096 sqft Gross Area
Lot Size5,227 sqft (0.12 acres)
Last Sale$30,000 (1996)
Tax Bill$3,084.00 (2025)

Owner

Source: Otsego County and Oneonta City records · APN 361200 300.7-3-13

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address237 GIFFORD HILL RD, ONEONTA, NY 13820-3606
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 22, 1996 · Amount on Record
Deed SaleMay 22, 1996 · Amount on Record
Prior SaleSep 28, 1994 · Amount on Record
Deed Book / Page787 / 155
Record RefreshedJun 08, 2026

Tax Assessment & Valuation

Source: Otsego County and Oneonta City records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyOtsego County
MunicipalityOneonta City
Unified School DistrictOneonta City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,084.00$80,000 (-) Land $12,000 Building $68,000$112,676 (+14.08%) Land $16,901 Building $95,775
2023$80,000 (-) Land $12,000 Building $68,000$98,765 (+13.58%) Land $14,815 Building $83,950
2022$80,000 Land $12,000 Building $68,000$86,957 Land $13,044 Building $73,913

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Otsego County (36077C), updated March 20, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN361200 300.7-3-13
Alternative APNs
  • 120030000700030130000000
  • 3911 2165

Interior

Building Area2,096 sqft Gross Area
Basement Area936 sqft Basement
Unfinished Basement936 sqft Unfinished
Stories2 Stories

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Lot Area5,227 sqft (0.12 acres)
Depth X Width111 ft x 57 ft Depth x Width

Utilities and HVAC

Heating FuelOil Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number3911 2165
Street Address488 MAIN ST
CityONEONTA
StateNY
Zip13820-2029
Property UsageCommercial Property Usage
TypeCommercial > Office > Mixed Use Commercial Office / Residential
Legal Block3
Legal Lot Number13.000
JurisdictionOTSEGO NY
Minor Civil DivisionONEONTA
Census Blockgroup2
Census Block2014
Census Tract590900

Nearby Properties on Main St

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