482 Main St, Oneonta, NY 13820 Property Records

Otsego County and Oneonta City property record for 482 Main St, Oneonta, NY 13820 · Last verified May 2026

Property Highlights

Property TypeCommercial > Office > Office Building
Year BuiltBuilt 1995
Square Footage5,912 sqft Gross Area
Lot Size6,098 sqft (0.14 acres)
Last Sale$270,000 (2002)
Tax Bill$12,209.00 (2025)

Owner

Source: Otsego County and Oneonta City records · APN 361200 300.7-3-11

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address482 MAIN ST, ONEONTA, NY 13820-2029
Owner TypeOwner is a Company
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 17, 2002 · Amount on Record
Deed SaleJan 17, 2002 · Amount on Record
Deed Book / Page957 / 142
Record RefreshedJun 08, 2026

Tax Assessment & Valuation

Source: Otsego County and Oneonta City records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyOtsego County
MunicipalityOneonta City
Unified School DistrictOneonta City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$12,209.00$320,000 (-) Land $32,000 Building $288,000$450,704 (+14.08%) Land $45,070 Building $405,634
2023$320,000 Land $32,000 Building $288,000$395,062 Land $39,506 Building $355,556

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Otsego County (36077C), updated March 20, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN361200 300.7-3-11
Alternative APNs
  • 120030000700030110000000
  • 3911 2163

Interior

Building Area5,912 sqft Gross Area
Basement Area4,560 sqft Basement
Unfinished Basement4,560 sqft Unfinished
Stories1 Stories

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Lot Area6,098 sqft (0.14 acres)
Depth X Width89 ft x 93 ft Depth x Width

Utilities and HVAC

Cooling SystemCentral Cooling
Heating FuelOil Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number3911 2163
Street Address482 MAIN ST
CityONEONTA
StateNY
Zip13820-2029
Property UsageCommercial Property Usage
TypeCommercial > Office > Office Building
Legal Block3
Legal Lot Number11.000
JurisdictionOTSEGO NY
Minor Civil DivisionONEONTA
Census Blockgroup2
Census Block2014
Census Tract590900

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