488 Main St, Black Hawk, CO 80422 Property Records

Gilpin County property record for 488 Main St, Black Hawk, CO 80422

Property Summary

Property Type	Commercial
Details	20 bd · 80 ba · 47,038 sqft · built 2018
Lot Size	1.64 acres (71,656 sqft)
Owner	Company Name on Record
Tax Bill	$2,848,017 (2025)
Deeds & Mortgages	Sep 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`1833-074-01-022`

Property Details

APN / Parcel Number

Primary APN	`1833-074-01-022`
Alternative APN	`R010991`

Interior

Bedrooms	20 Beds
Full Baths	80 Baths
Plumbing Fixtures	75 Plumbing Fixtures
Total Rooms	66 Rooms
Stories	4 Stories
Building Area	47,038 sqft Gross Area
1st Floor Area	23,192 sqft
Flooring	Terrazzo
Interior Walls	Custom/Decorative
Fire Sprinklers	Fire Sprinklers
Elevator	Elevator

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Georgian
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Bowstring Truss
Roof Material	Asbestos
Lot Area	71,656 sqft (1.64 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Convection
Heating Fuel	Oil

Location & Zoning

Account Number	R010991
Street Address	488 MAIN ST
City	BLACK HAWK
State	CO
Zip	80422-5029
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	S: 7 T: 3S R: 72W MINE: MILL SITE #41 - CT (PT DESC 624/469) MINE: MILL SITE #40 - CT (PT DESC 624/469) SUBD: MONARCH CASINO
Legal Range	72W
Legal Township	03S
Legal Section	07
Legal Subdivision	MONARCH CASINO FILING #1
Legal Tract	3,B
Legal Block	1
Legal Lot Number	11
Jurisdiction	GILPIN CO
Township / Civil Division	CENTRAL CITY
Census Block Group	3
Census Block	3082
Census Tract	13802

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Central City-Black Hawk Historic District listed 1966 · 13 contributing resources · National Historic Landmark (designated 1961) · NRIS 66000246

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Gilpin County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 9, BLACK HAWK, CO 80422-0009
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

September 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GILPIN CO
Property Address	488 MAIN ST, BLACK HAWK, CO 80422-5029
Document Number	0000167079
Instrument Date	Sep 3, 2020
Transaction Type	Mortgage
Record Updated	Nov 24, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	0000167079
Date	Sep 8, 2020
Instrument	167079

Lender

Name	WELLS FARGO BK
Type	Bank
Address	PO BOX 25

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Sep 7, 2023

Tax Assessment & Valuation

Source: Gilpin County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Gilpin County
Municipality	Black Hawk City
Unified School District	Gilpin County School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,848,017.00 (+6.16%)	$101,504,660 (+0.59%) Land $3,419,780 Building $98,084,880	$375,943,180 (+3.95%) Land $12,665,850 Building $363,277,330
2024	$2,682,659.00 (+3.12%)	$100,904,960 (-) Land $3,397,860 Building $97,507,100	$361,666,530 (-) Land $12,178,700 Building $349,487,830
2023	$2,601,430.00 (+13.31%)	$100,904,960 (+21.76%) Land $3,397,860 Building $97,507,100	$361,666,530 (+26.57%) Land $12,178,700 Building $349,487,830
2022	$2,295,885.00	$82,869,000 Land $3,531,820 Building $79,337,180	$285,755,197 Land $12,178,700 Building $273,576,497

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 22, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 90% of the US · above 94% of Colorado
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Great Plains Communications Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

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