401 Main St, Black Hawk, CO 80422 Property Records

Gilpin County property record for 401 Main St, Black Hawk, CO 80422

Property Summary

Property TypeCommercial
Details80 ba · 85,048 sqft · built 1998
Lot Size1.1 acres (48,221 sqft)
OwnerCompany Name on Record
Tax Bill$790,122 (2025)
Deeds & MortgagesJun 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN1833-074-01-030

Property Details

APN / Parcel Number

Primary APN1833-074-01-030
Alternative APN
  • R003797

Interior

Full Baths80 Baths
Total Rooms66 Rooms
Stories9 Stories
Building Area85,048 sqft Gross Area
FlooringTerrazzo
Interior WallsCustom/Decorative
Fire SprinklersFire Sprinklers
ElevatorElevator

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1999
Architectural StyleGeorgian
Construction TypeFrame
Roof TypeBowstring Truss
Roof MaterialComposition Shingle
Lot Area48,221 sqft (1.1 acres)
Total Buildings3 Buildings

Utilities, Heating & Cooling

Heating SystemConvection
Heating FuelOil

Location & Zoning

Account NumberR003797
Street Address401 MAIN ST
CityBLACK HAWK
StateCO
Zip80422
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionS: 7 T: 3S R: 72W SUBD: BLACK HAWK BLOCK: 052 LOT: 001 THRU:- LOT: 018, SUBD: BLACK HAWK BLOCK: 051 LOT: 005 THRU:- LOT: 021
Legal Range72W
Legal Township03S
Legal Section07
Legal SubdivisionBLACK HAWK
Legal TractB,C
Legal Block52
Legal Lot Number1
JurisdictionGILPIN CO
Township / Civil DivisionCENTRAL CITY
Census Block Group3
Census Block3082
Census Tract13802

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Central City-Black Hawk Historic District
listed 1966 · 13 contributing resources · National Historic Landmark (designated 1961) · NRIS 66000246

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Gilpin County records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 543185, DALLAS, TX 75354-3185
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGILPIN CO
Property Address401 MAIN ST, BLACK HAWK, CO 80422
Document Number0000159228
Instrument DateJun 1, 2017
Transaction TypeMortgage
Record UpdatedAug 23, 2018
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address100 W LIBERTY ST #1150 RENO NV 895011960, 1150, RENO, NV 89501-1960

Tax Assessment & Valuation

Source: Gilpin County assessment roll, as of April 2, 2026

Property Jurisdictions

TypeName
StateColorado
CountyGilpin County
MunicipalityBlack Hawk City
Unified School DistrictGilpin County School District RE-1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$790,122.00 (+5.15%)$28,160,340 (-0.37%) Land $3,573,880 Building $24,586,460$104,297,560 (+2.95%) Land $13,236,600 Building $91,060,960
2024$751,448.00 (+3.12%)$28,264,810 (-) Land $3,550,870 Building $24,713,940$101,307,540 (-) Land $12,727,140 Building $88,580,400
2023$728,695.00 (+11.8%)$28,264,810 (+20.14%) Land $3,550,870 Building $24,713,940$101,307,540 (+24.88%) Land $12,727,140 Building $88,580,400
2022$651,793.00$23,526,190 Land $2,952,730 Building $20,573,460$81,124,800 Land $10,181,810 Building $70,942,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 22, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskVery High
above 90% of the US · above 94% of Colorado
Wildfire Likelihood0.7% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Great Plains Communications
Fiber
2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

Nearby Streets

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