488 Jefferson Dr, Palmyra, VA 22963 Property Records

Fluvanna County property record for 488 Jefferson Dr, Palmyra, VA 22963

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,848 sqft · built 2006
Lot Size	0.512 acres (22,303 sqft)
Owner	Trust Name on File
Last Sale	$350,510 (May 2006)
Tax Bill	$3,520 (2025)
Deeds & Mortgages	Mar 2025 Transfer
Flood Zone	Zone X (minimal risk)
APN	`18A 5 363`

Property Details

APN / Parcel Number

Primary APN	`18A 5 363`
Alternative APN	`383`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,848 sqft Living Area
Gross Area	5,571 sqft
1st Floor Area	2,560 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2016
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	22,303 sqft (0.512 acres)
Terrain	Rolling
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	60 sqft
Deck Area	527 sqft
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	383
Street Address	488 JEFFERSON DR
City	PALMYRA
State	VA
Zip	22963-2903
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	INST 250000851 TUFTON-5 LOT 363 22,295 SF
Legal Subdivision	TUFTON ADDITION ONE
Legal Block	36
Legal Lot Number	363
Jurisdiction	FLUVANNA VA
Township / Civil Division	CUNNINGHAM
Census Block Group	2
Census Block	2016
Census Tract	20104

Owner

488 Jefferson Dr is owner-occupied and held in a trust since March 2025.

Source: Fluvanna County records, as of June 25, 2026

Owner of Record	Trust Name on File
Mailing Address	488 JEFFERSON DR, PALMYRA, VA 22963-2903
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2006 · Amount on File
Deed Sale	May 15, 2006 · Amount on File
Deed Document Number	20062781
Deed Book / Page	683 / 35
Last Transfer Date	Mar 24, 2025
Transfer Doc	0000000851
Record Updated	Sep 20, 2026

March 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLUVANNA VA
Recording Date	Mar 24, 2025
Property Address	488 JEFFERSON DR, PALMYRA, VA 22963-2903
Document Number	0250000851
Map Reference	DB 86 PG 402
Instrument Date	Mar 24, 2025
Instrument	250000851
Transaction Type	Transfer
Record Updated	Jan 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	488 JEFFERSON DR, PALMYRA, VA 22963-2903

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	488 JEFFERSON DR, PALMYRA, VA 22963-2903

Tax Assessment & Valuation

The 2025 property tax bill for 488 Jefferson Dr was $3,520, up 0.7% from the year before.

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$466,300 (-) Land $30,000 Building $436,300	$466,300 (-) Land $30,000 Building $436,300
2025	$3,520.00 (+0.66%)	$466,300 Land $30,000 Building $436,300	$466,300 Land $30,000 Building $436,300
2024	$3,497.00
2023		$361,200 Land $30,000 Building $331,200	$361,200 Land $30,000 Building $331,200
2022	$3,048.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 488 Jefferson Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 488 Jefferson Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE MONTICELLO private · serves 12,943 people · EPA ID VA2065480
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Firefly Fiber Broadband Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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