483 Jefferson Dr, Palmyra, VA 22963 Property Records

Fluvanna County property record for 483 Jefferson Dr, Palmyra, VA 22963

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,784 sqft · built 1988
Lot Size	0.344 acres (14,985 sqft)
Owner	2 Individual Names on File
Last Sale	$174,900 (Jul 2018)
Tax Bill	$2,065 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18A 5 271`

Property Details

APN / Parcel Number

Primary APN	`18A 5 271`
Alternative APN	`1442`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,784 sqft Living Area
Gross Area	4,388 sqft
1st Floor Area	1,784 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2000
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,985 sqft (0.344 acres)
Terrain	Rolling
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Deck Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1442
Street Address	483 JEFFERSON DR
City	PALMYRA
State	VA
Zip	22963-2901
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	INST 210001259 TUFTON-5 LOT 271 15,000 SF
Legal Subdivision	LAKE MONTICELLO
Legal Block	27
Legal Lot Number	271
Jurisdiction	FLUVANNA VA
Township / Civil Division	CUNNINGHAM
Census Block Group	2
Census Block	2017
Census Tract	20104

Owner

483 Jefferson Dr is owned and occupied by two individuals who acquired it in February 2021.

Source: Fluvanna County records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	483 JEFFERSON DR, PALMYRA, VA 22963-2901
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ATLANTA BAY MORTGAGE GROUP
Jul 2, 2018	Bargain and Sale Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2018 · Amount on File
Deed Sale	Jul 2, 2018 · Amount on File
Deed Document Number	20182063
Last Transfer Date	Feb 25, 2021
Transfer Doc	0000001259
Record Updated	Sep 20, 2026

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLUVANNA VA
Recording Date	Mar 12, 2021
Property Address	483 JEFFERSON DR, PALMYRA, VA 22963-2901
Document Number	210001259
Map Reference	DB 86 PG 403
Instrument Date	Feb 25, 2021
Instrument	210001259
Transaction Type	Transfer
Record Updated	Jun 28, 2021
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	483 JEFFERSON DR, 483, PALMYRA, VA 22963-2901

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	483 JEFFERSON DR, PALMYRA, VA 22963-2901

Mortgage

Document Number	210001260
Date	Mar 12, 2021
Instrument	210001260

Lender

Name	ATLANTA BAY MORTGAGE GROUP

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

July 2018: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	FLUVANNA VA
Recording Date	Jul 2, 2018
Property Address	483 JEFFERSON DR, PALMYRA, VA 22963-2901
Document Number	1802063
Map Reference	PB 86 PG 403
Instrument Date	May 23, 2018
Instrument	1802063
Transaction Type	Transfer
Record Updated	Jun 28, 2021
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	483 JEFFERSON DR, PALMYRA, VA 22963-2901

Mortgage

Document Number	1802064
Date	Jul 2, 2018
Instrument	1802064

Lender

Name	MOVEMENT MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Mortgage

Document Number	1802065
Date	Jul 2, 2018
Instrument	1802065

Lender

Name	MOVEMENT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 483 Jefferson Dr was $2,065.

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$273,600 (-0.01%) Land $30,000 Building $243,600	$273,600 (-0.01%) Land $30,000 Building $243,600
2025	$2,065.00	$273,636 Land $30,000 Building $243,636	$273,636 Land $30,000 Building $243,636
2023		$224,700 Land $30,000 Building $194,700	$224,700 Land $30,000 Building $194,700
2022	$1,896.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 483 Jefferson Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 483 Jefferson Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE MONTICELLO private · serves 12,943 people · EPA ID VA2065480
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Firefly Fiber Broadband Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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