488 Gregson Pl, Waverly, TN 37185 Property Records

Humphreys County property record for 488 Gregson Pl, Waverly, TN 37185

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,068 sqft · built 1991
Lot Size	5.09 acres (222,156 sqft)
Owner	2 Individual Names on File
Last Sale	$274,900 (Mar 2018)
Tax Bill	$1,740 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`043063 04428`

Property Details

APN / Parcel Number

Primary APN	`043063 04428`
Alternative APN	`063 04428`

Interior

Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	2,068 sqft Living Area
1st Floor Area	1,211 sqft
Upper Floors Area	857 sqft
Basement Area	677 sqft
Finished Basement	677 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2003
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	222,156 sqft (5.09 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	64 sqft
Deck Area	96 sqft
Patio Area	176 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	488 GREGSON PL
City	WAVERLY
State	TN
Zip	37185-2924
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 02, COUNTY AREA: W98
Jurisdiction	HUMPHREYS TN
Township / Civil Division	3
Census Block Group	2
Census Block	2023
Census Tract	130300

Owner

488 Gregson Pl is owned and occupied by two individuals who bought it in March 2018.

Source: Humphreys County records, as of January 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	488 GREGSON PL, WAVERLY, TN 37185-2924
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2022	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Mar 30, 2020	Deed of Trust, Mortgage · VA Mortgage PENNYMAC
Mar 29, 2018	Warranty Deed, Transfer · VA Mortgage BANK OF TENNESSEE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2018 · Amount on File
Deed Sale	Mar 29, 2018 · Amount on File
Prior Sale	Mar 7, 2009 · Amount on File
Deed Document Number	18000898
Deed Book / Page	205 / 2676
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUMPHREYS TN
Property Address	488 GREGSON PL, WAVERLY, TN 37185-2924
Transaction Type	Mortgage
Record Updated	Nov 4, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	488 GREGSON PL, WAVERLY, TN 37185-2924

Mortgage

Document Number	0000003397
Date	Oct 24, 2022
Book Page	TD244/944
Instrument	22003397

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	331 Months
Due	May 1, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUMPHREYS TN
Property Address	488 GREGSON PL, WAVERLY, TN 37185-2924
Document Number	0000001069
Instrument Date	Mar 30, 2020
Transaction Type	Mortgage
Record Updated	Jun 4, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	488 GREGSON PL WAVERLY TN 371852924, WAVERLY, TN 37185-2924

Mortgage

Document Number	0000001069
Date	Apr 9, 2020
Book Page	000234/000670
Instrument	1069

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 8, 2050

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUMPHREYS TN
Recording Date	Mar 29, 2018
Property Address	488 GREGSON PL, WAVERLY, TN 37185-2924
Document Number	0000000898
Book / Page	000205 / 002676
Instrument Date	Mar 23, 2018
Instrument	898
Transaction Type	Transfer
Record Updated	Apr 9, 2018
Title Company	LIMESTONE TITLE AND ESCROW LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,017.13
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	488 GREGSON PL WAVERLY TN 371852924, WAVERLY, TN 37185-2924

Mortgage

Document Number	899
Date	Mar 29, 2018
Book Page	000228/000429
Instrument	899

Lender

Name	BANK OF TENNESSEE
Type	Bank
Address	KINGSPORT, TN 37660

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 28, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 488 Gregson Pl was $1,740.

Source: Humphreys County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Humphreys County
Unified School District	Humphreys County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,740.00	$94,575 (-) Land $11,325 Building $83,250
2024	$1,740.00	$94,575 (-) Land $11,325 Building $83,250
2023	$1,740.00 (+38.76%)	$94,575 (+64.41%) Land $11,325 Building $83,250	$378,300 (+64.41%) Land $45,300 Building $333,000
2022	$1,254.00	$57,525 Land $9,750 Building $47,775	$230,100 Land $39,000 Building $191,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 488 Gregson Pl in Zone X, an area of minimal flood risk, though there have been 84 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 36 policies
Nearby Flood Policies	36 in force
Nearby Flood Claims	84 (1984–2024)
Claims Outside the SFHA	11 of 84
Most Recent Claim	Dec 2024 · rainfall accumulation
Claims by Event	Severe Storm And Flooding, Aug 2021 · 41 claims Severe Storms, Flooding, Landslides, And Mudslides, Feb 2019 · 16 claims Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 488 Gregson Pl is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Meriwether Lewis Connect Fiber	1,000 / 1,000
GigFire Fiber · Fixed Wireless	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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