446 Gregson Pl, Waverly, TN 37185 Property Records

Humphreys County property record for 446 Gregson Pl, Waverly, TN 37185

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,960 sqft · built 1977
Lot Size	5.09 acres (222,156 sqft)
Owner	Individual Name on Record
Last Sale	$390,000 (Dec 2024)
Tax Bill	$1,249 (2025)
Deeds & Mortgages	Jul 2023 Sale Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`043063 04406`

Property Details

APN / Parcel Number

Primary APN	`043063 04406`
Alternative APN	`063 04406`

Interior

Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,960 sqft Living Area
1st Floor Area	1,960 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1988
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	222,156 sqft (5.09 acres)
Terrain	Rolling
Garage Type	Attached
Porch	Enclosed Porch
Porch Area	232 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	446 GREGSON PL
City	WAVERLY
State	TN
Zip	37185-2924
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 02, COUNTY AREA: W98
Legal Subdivision	TALL TREES ESTATES
Jurisdiction	HUMPHREYS TN
Township / Civil Division	3
Census Block Group	2
Census Block	2023
Census Tract	130300

Owner

Source: Humphreys County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4750 S BILTMORE LN, MADISON, WI 53718-2106
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2023	Warranty Deed, Transfer THREE RIVERS TITLE COMPANY, THREE RIVERS TITLE LLC
Jun 24, 2021	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2024 · Amount on Record
Deed Sale	Dec 6, 2024 · Amount on Record
Prior Sale	Jul 24, 2023 · Amount on Record
Deed Document Number	24003376
Deed Book / Page	4 / 1464
Record Updated	Jun 8, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUMPHREYS TN
Recording Date	Jul 24, 2023
Property Address	446 GREGSON PL, WAVERLY, TN 37185-2924
Document Number	0000001966
Book / Page	WD214 / 384
Instrument Date	Jul 21, 2023
Instrument	23001966
Transaction Type	Transfer
Record Updated	Aug 9, 2023
Title Company	THREE RIVERS TITLE COMPANY, THREE RIVERS TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$832.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	721 W MAIN ST, WAVERLY, TN 37185-1410

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUMPHREYS TN
Property Address	446 GREGSON PL, WAVERLY, TN 37185-2924
Transaction Type	Mortgage
Record Updated	Jul 7, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	446 GREGSON PL, WAVERLY, TN 37185-2924

Mortgage

Document Number	2201
Date	Jun 24, 2021
Book Page	239/356
Instrument	21002201

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	252 Months
Due	Jun 1, 2042

Tax Assessment & Valuation

Source: Humphreys County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Humphreys County
Unified School District	Humphreys County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,249.00	$67,875 (-) Land $11,325 Building $56,550
2024	$1,249.00 (+5.94%)	$67,875 (+5.89%) Land $11,325 Building $56,550
2023	$1,179.00 (+27.74%)	$64,100 (+51.36%) Land $11,325 Building $52,775	$271,500 (+60.27%) Land $45,300 Building $226,200
2022	$923.00	$42,350 Land $9,750 Building $32,600	$169,400 Land $39,000 Building $130,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 policies
Nearby Flood Policies	36 in force
Nearby Flood Claims	84 (1984–2024)
Claims Outside the SFHA	11 of 84
Most Recent Claim	Dec 2024 · rainfall accumulation
Claims by Event	Severe Storm And Flooding, Aug 2021 · 41 claims Severe Storms, Flooding, Landslides, And Mudslides, Feb 2019 · 16 claims Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Meriwether Lewis Connect Fiber	1,000 / 1,000
GigFire Fiber · Fixed Wireless	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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