488 Flat Rock Rd, Charlotte, VT 05445 Property Records

Charlotte Town property record for 488 Flat Rock Rd, Charlotte, VT 05445

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,628 sqft · built 1930
Lot Size0.208 acres (9,071 sqft)
OwnerIndividual Name on Record
Last Sale$137,900 (Aug 2017)
Tax Bill$2,980 (2025)
Deeds & MortgagesAug 2017 Sale
Flood ZoneZone X (minimal risk)
APN(043) 00025-0488

Property Details

APN / Parcel Number

Primary APN(043) 00025-0488
Alternative APNs
  • 138-043-11279
  • M00025 B:0488

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,628 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Exterior MaterialWood Siding
Roof MaterialRolled Roofing
Lot Area9,071 sqft (0.208 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace

Location & Zoning

Street Address488 FLAT ROCK RD
CityCHARLOTTE
StateVT
Zip05445-9472
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 51 & CAMP:
JurisdictionCHARLOTTE TWP VT
Township / Civil DivisionCHARLOTTE
Census Block Group3
Census Block3012
Census Tract3501

Owner

Source: Charlotte Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address973 DEEPWATER RD, BROWNWOOD, TX 76801-1073
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 7, 2017 · Amount on Record
Deed SaleAug 7, 2017 · Amount on Record
Deed Document Number20178151120641001
Prior Transfer DateJun 15, 2017
Prior Transfer Doc201708151120641001
Record UpdatedOct 29, 2026

August 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCHARLOTTE TWP VT
Recording DateAug 7, 2017
Property Address488 FLAT ROCK RD, CHARLOTTE, VT 05445-9472
Transaction TypeTransfer
Record UpdatedJul 4, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$0.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 3186 MIDLAND TX 797023186, MIDLAND, TX 79702-3186

Tax Assessment & Valuation

Source: Charlotte Town assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateVermont
CountyChittenden County
County SubdivisionCharlotte Town
Unified School DistrictChamplain Valley Unified School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$2,980.00 (-12.74%)$225,400 (-) Building $225,400
2024$3,415.00$225,400 Building $225,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective November 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims1 (1998)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 96% of Vermont
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

May also be available: Green Mountain Access.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Flat Rock Rd

Nearby Streets

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