Charlotte Town property record for 430 Flat Rock Rd, Charlotte, VT 05445
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 2 ba · 2,591 sqft · built 1911 |
| Lot Size | 0.205 acres (8,943 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $4,484 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | (043) 00025-0430 |
| Primary APN | (043) 00025-0430 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 2,591 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1911 |
|---|---|
| Effective Year Built | Effective 1911 |
| Architectural Style | Rustic |
| Exterior Material | Wood Siding |
| Roof Material | Shingle |
| Lot Area | 8,943 sqft (0.205 acres) |
| Deck Area | Deck Area |
| Heating System | Floor/Wall Furnace |
|---|
| Street Address | 430 FLAT ROCK RD |
|---|---|
| City | CHARLOTTE |
| State | VT |
| Zip | 05445-9472 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 54 & 1/2 OF 55 & CAMP & OUTBLDG: |
| Jurisdiction | CHARLOTTE TWP VT |
| Township / Civil Division | CHARLOTTE |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 3501 |
Source: Charlotte Town records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 138 SPRUCE ST, BURLINGTON, VT 05401-4522 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Charlotte Town assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Vermont |
| County | Chittenden County |
| County Subdivision | Charlotte Town |
| Unified School District | Champlain Valley Unified School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,484.00 (-12.71%) | $339,100 (-) Building $339,100 |
| 2024 | $5,137.00 | $339,100 Building $339,100 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective November 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 102.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 1998 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 96% of Vermont |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: Green Mountain Access.
4G LTE (outdoors only), no 5G reported
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