488 E Main St, Apple Creek, OH 44606 Property Records

Wayne County property record for 488 E Main St, Apple Creek, OH 44606

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,524 sqft · built 1989
Lot Size	0.77 acres (33,541 sqft)
Owner	Individual Name on File
Last Sale	$100,000 (Jun 2017)
Tax Bill	$1,734 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-00523-000`

Property Details

APN / Parcel Number

Primary APN	`28-00523-000`
Alternative APN	`2925-5`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,524 sqft Living Area
1st Floor Area	852 sqft
Upper Floors Area	672 sqft
Basement Area	672 sqft
Unfinished Basement	852 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Construction Type	Frame
Lot Area	33,541 sqft (0.77 acres)
Lot Dimensions	172 ft deep x 138 ft wide
Garage Type	Detached
Garage Area	832 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	276 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	2925-5
Street Address	488 E MAIN ST
City	APPLE CREEK
State	OH
Zip	44606-9601
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	12-16-28 SWPT SE .77A MP 10 CD 217
Legal Range	12W
Legal Township	16N
Legal Section	28
Legal Subdivision	VILLAGE/APPLE CRK
Jurisdiction	WAYNE OH
Township / Civil Division	EAST UNION
Census Block Group	2
Census Block	2048
Census Tract	3700

Owner

488 E Main St is owned and occupied by an individual who bought it in June 2017.

Source: Wayne County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	488 E MAIN ST, APPLE CREEK, OH 44606-9601
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2022	Deed of Trust, Mortgage · Line of Credit PARK NATIONAL BANK
Jun 29, 2017	Warranty Deed, Transfer · Conventional Mortgage FIRST KNOX NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2017 · Amount on File
Deed Sale	Jun 29, 2017 · Amount on File
Prior Sale	Sep 27, 2001 · Amount on File
Deed Document Number	20177550
Deed Book / Page	859 / 1472
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE OH
Property Address	488 E MAIN ST, APPLE CREEK, OH 44606-9601
Transaction Type	Mortgage
Record Updated	May 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004108
Date	Apr 5, 2022
Book Page	939/3738
Instrument	202200004108

Lender

Name	PARK NATIONAL BANK
Type	Bank
Address	NEWARK, OH 43058

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Apr 16, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE OH
Recording Date	Jun 29, 2017
Property Address	488 E MAIN ST, APPLE CREEK, OH 44606-9601
Document Number	0000007550
Book / Page	859 / 1472
Instrument Date	Jun 21, 2017
Instrument	201700007550
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	FIRST OHIO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 S 1ST ST, NEWARK, OH 43055-5634

Mortgage

Document Number	0000007551
Date	Jun 29, 2017
Instrument	201700007551

Lender

Name	FIRST KNOX NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 488 E Main St was $1,734 with a homeowner's exemption, down 8.7% from the year before.

Source: Wayne County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Apple Creek Village
County	Wayne County
County Subdivision	East Union Township
Unified School District	Southeast Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,734.00 (-8.74%)	$51,910 (-) Land $24,200 Building $27,710	$148,310 (-) Land $69,140 Building $79,170
2024	$1,900.00 (+0.11%) Homeowner's exemption	$51,910 (-) Land $24,200 Building $27,710	$148,310 (-) Land $69,140 Building $79,170
2023	$1,898.00 (+36.84%) Homeowner's exemption	$51,910 (+50.99%) Land $24,200 Building $27,710	$148,310 Land $69,140 Building $79,170
2022	$1,387.00 Homeowner's exemption	$34,380 Land $16,030 Building $18,350
2020			$98,220 Land $45,790 Building $52,430

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 488 E Main St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	17 (1979–2019)
Claims Outside the SFHA	6 of 17
Most Recent Claim	Jul 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 488 E Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	APPLE CREEK VILLAGE PWS serves 1,190 people · EPA ID OH8500112
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Jan 2021 Corrosion control Jan 2020 Lead public education Nov 2013
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
MCTV Fiber · Cable in parts of the area	1,000 / 1,000
Untangled.Network Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Smart Way Communications.

Nearby Properties on E Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures