454 E Main St, Apple Creek, OH 44606 Property Records

Wayne County property record for 454 E Main St, Apple Creek, OH 44606

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,213 sqft · built 1900
Lot Size	0.782 acres (34,064 sqft)
Owner	Individual Name on File
Last Sale	$338,000 (Sep 2021)
Tax Bill	$4,114 (2024)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Nov 2020 Line of Credit + 2 more
Flood Zone	Zone AE (high risk)
APN	`28-00514-001`

Property Details

APN / Parcel Number

Primary APN	`28-00514-001`
Alternative APN	`7727-5`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	3,213 sqft Living Area
1st Floor Area	1,663 sqft
2nd Floor Area	1,550 sqft
Upper Floors Area	1,550 sqft
Basement Area	844 sqft
Fireplaces	3 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1965
Architectural Style	Other
Exterior Material	Other
Lot Area	34,064 sqft (0.782 acres)
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	109 sqft
Deck Area	87 sqft
Patio Area	447 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	7727-5
Street Address	454 E MAIN ST
City	APPLE CREEK
State	OH
Zip	44606-9601
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	12-16-28 WMPT SE LOT 446 VILLAGE AG LAND PLAT #1 212.05' .782A
Legal Range	16
Legal Township	12
Legal Section	28
Legal Subdivision	VILLAGE AG-LAND #1
Legal Lot Number	446
Jurisdiction	WAYNE OH
Township / Civil Division	EAST UNION
Census Block Group	2
Census Block	2048
Census Tract	3700

Owner

454 E Main St is owned and occupied by an individual who acquired it in June 2024.

Source: Wayne County records, as of January 19, 2026

Owner of Record	Individual Name on File
Mailing Address	2841 SHREVE RD, WOOSTER, OH 44691-4431
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2021	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 18, 2020	Deed of Trust, Mortgage · Line of Credit THE KILLBUCK SAVINGS BANK CO
Nov 2, 2018	Deed of Trust, Mortgage · Line of Credit FIRST KNOX NATIONAL BANK
Apr 21, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2021 · Amount on File
Deed Sale	Sep 24, 2021 · Amount on File
Prior Sale	Sep 24, 2021 · Amount on File
Deed Document Number	0000012840
Deed Book / Page	931 / 1335
Last Transfer Date	Jun 14, 2024
Transfer Doc	0000005500
Record Updated	Jun 8, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE OH
Recording Date	Sep 24, 2021
Property Address	454 E MAIN ST, APPLE CREEK, OH 44606-9601
Document Number	0000012840
Book / Page	931 / 1335
Map Reference	VOL 28 PG 324
Instrument Date	Sep 23, 2021
Instrument	202100012840
Transaction Type	Transfer
Record Updated	Apr 23, 2024
Title Company	VA TITLE AGENCY, NOVA TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	454 E MAIN ST, APPLE CREEK, OH 44606-9601

Mortgage

Document Number	0000012841
Date	Sep 24, 2021
Instrument	202100012841

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE OH
Property Address	454 E MAIN ST, APPLE CREEK, OH 44606-9601
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	454 E MAIN ST, APPLE CREEK, OH 44606-9601

Mortgage

Document Number	0000014129
Date	Nov 18, 2020
Book Page	917/1600
Instrument	202000014129

Lender

Name	THE KILLBUCK SAVINGS BANK CO
Type	Bank
Address	MILLERSBURG, OH 44654

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Nov 24, 2030

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE OH
Property Address	454 E MAIN ST, APPLE CREEK, OH 44606-9601
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011851
Date	Nov 2, 2018
Book Page	890/2046
Instrument	201800011851

Lender

Name	FIRST KNOX NATIONAL BANK
Type	Bank
Address	MOUNT VERNON, OH 43050

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Nov 16, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE OH
Recording Date	Apr 21, 2017
Property Address	454 E MAIN ST, APPLE CREEK, OH 44606-9601
Document Number	0000004620
Book / Page	000853 / 001677
Instrument Date	Apr 17, 2017
Instrument	4620
Transaction Type	Transfer
Record Updated	Aug 31, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$55.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8811 S KANSAS RD APPLE CREEK OH 446069658, APPLE CREEK, OH 44606-9658

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of August 1, 2024

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Apple Creek Village
County	Wayne County
County Subdivision	East Union Township
Unified School District	Southeast Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$4,114.00 (+3.86%) Homeowner's exemption	$112,810 (+3.73%) Land $18,500 Building $94,310	$322,320 (+3.73%) Land $52,870 Building $269,450
2023	$3,961.00 (+2.94%) Homeowner's exemption	$108,750 (+13.36%) Land $18,500 Building $90,250	$310,730 Land $52,870 Building $257,860
2022	$3,848.00 Homeowner's exemption	$95,930 Land $12,250 Building $83,680
2020			$274,090 Land $35,010 Building $239,080

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 454 E Main St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	4 in force
Nearby Flood Claims	17 (1979–2019)
Claims Outside the SFHA	6 of 17
Most Recent Claim	Jul 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 454 E Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	APPLE CREEK VILLAGE PWS serves 1,190 people · EPA ID OH8500112
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Jan 2021 Corrosion control Jan 2020 Lead public education Nov 2013
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
MCTV Fiber	1,000 / 1,000
Untangled.Network Fixed Wireless	1,000 / 1,000

May also be available: Verizon.

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