488 E Kesley Ln, Saint Johns, FL 32259 Property Records

St. Johns County property record for 488 E Kesley Ln, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 5,635 sqft · built 2014
Lot Size	0.41 acres (17,859 sqft)
Owner	Individual Name on File
Last Sale	$1,380,000 (Nov 2022)
Tax Bill	$15,836 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Feb 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`249014-0680`

Property Details

APN / Parcel Number

Primary APN	`249014-0680`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Plumbing Fixtures	22 Plumbing Fixtures
Stories	1 Story
Building Area	5,635 sqft Living Area
Gross Area	6,525 sqft
1st Floor Area	3,731 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	17,859 sqft (0.41 acres)
Garage Type	Attached
Garage Area	890 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	300 sqft
Porch	Finished/Open Porch
Porch Area	855 sqft
Deck Area	Deck Area
Patio Area	321 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	488 E KESLEY LN
City	SAINT JOHNS
State	FL
Zip	32259-6295
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	54/74-87 PLANTATION ESTATES AT JULINGTON CREEK PLANTATION PARCEL 82 PHASE 2 LOT 68 OR5663/190
Legal Range	27E
Legal Township	04S
Legal Section	27
Legal Subdivision	PLANTATION ESTATES AT JULINGTON CREEK PL
Legal Phase	2
Legal Block	2
Legal Lot Number	68
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	2
Census Block	2000
Census Tract	20801

Owner

488 E Kesley Ln is owned and occupied by an individual who bought it in November 2022.

Source: St. Johns County records, as of June 17, 2026

Owner of Record	Individual Name on File
Mailing Address	488 E KESLEY LN, SAINT JOHNS, FL 32259-6295
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 8, 2022	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2022 · Amount on File
Deed Sale	Nov 14, 2022 · Amount on File
Prior Sale	Jul 22, 2014 · Amount on File
Deed Document Number	2022103818
Deed Book / Page	5663 / 190
Prior Transfer Date	Feb 2, 2022
Prior Transfer Doc	0054881357
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Nov 14, 2022
Property Address	488 E KESLEY LN, SAINT JOHNS, FL 32259-6295
Document Number	0056630190
Book / Page	5663 / 190
Map Reference	MB 54 PG 74-87
Instrument Date	Nov 8, 2022
Instrument	2022103818
Transaction Type	Transfer
Record Updated	Nov 24, 2022
Title Company	LANDMARK TITLE, LANDMARK TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,660.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	198 CHANCELLOR CT, 198, ST JOHNS, FL 32259-6630

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	488 E KESLEY LN, SAINT JOHNS, FL 32259-6295

Mortgage

Document Number	0005663192
Date	Nov 14, 2022
Instrument	5663/192

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOHNS FL
Recording Date	Feb 8, 2022
Property Address	488 E KESLEY LN, SAINT JOHNS, FL 32259-6295
Document Number	0054881357
Book / Page	5488 / 1357
Map Reference	MB 54 PG 75-87
Instrument Date	Feb 2, 2022
Instrument	2022014327
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1301 1ST ST S # S101, 1301, JACKSONVILLE, FL 32250-6443

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	488 E KESLEY LN, ST JOHNS, FL 32259-6295

Tax Assessment & Valuation

The 2025 property tax bill for 488 E Kesley Ln was $15,836 with a homeowner's exemption, up 10.7% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,108,551 (+2.7%)	$1,122,305 (-1.49%) Land $220,000 Building $902,305
2025	$15,836.00 (+10.75%) Homeowner's exemption	$1,079,407	$1,139,279 Land $220,000 Building $919,279
2024	$14,299.00 (+2.43%)
2023	$13,960.00 (+2.78%) Homeowner's exemption	$1,035,741 (+2.47%)	$1,035,741 (+2.47%) Land $215,000 Building $820,741
2022	$13,582.00	$1,010,732	$1,010,732 Land $179,200 Building $831,532

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 488 E Kesley Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 38 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	38 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 488 E Kesley Ln is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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