480 E Kesley Ln, Saint Johns, FL 32259 Property Records

St. Johns County property record for 480 E Kesley Ln, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,959 sqft · built 2006
Lot Size	0.47 acres (20,473 sqft)
Owner	2 Individual Names on File
Last Sale	$670,000 (Mar 2018)
Tax Bill	$9,125 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Apr 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`249014-0670`

Property Details

APN / Parcel Number

Primary APN	`249014-0670`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	21 Plumbing Fixtures
Stories	1 Story
Building Area	3,959 sqft Living Area
Gross Area	4,781 sqft
1st Floor Area	2,689 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	20,473 sqft (0.47 acres)
Garage Type	Attached
Garage Area	822 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	640 sqft
Porch	Finished/Open Porch
Porch Area	451 sqft
Deck Area	Deck Area
Patio Area	990 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	480 E KESLEY LN
City	SAINT JOHNS
State	FL
Zip	32259-6295
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	54/74-87 PLANTATION ESTATES AT JULINGTON CREEK PLANTATION PARCEL 82 PHASE 2 LOT 67 OR4520/268
Legal Range	27E
Legal Township	04S
Legal Section	27
Legal Subdivision	PLANTATION ESTATES AT JULINGTON CREEK PL
Legal Phase	2
Legal Block	2
Legal Lot Number	67
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	2
Census Block	2000
Census Tract	20801

Owner

480 E Kesley Ln is owned and occupied by two individuals who bought it in March 2018.

Source: St. Johns County records, as of June 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	480 E KESLEY LN, SAINT JOHNS, FL 32259-6295
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage SYNOVUS BANK
Apr 9, 2019	Deed of Trust, Mortgage · Line of Credit SYNOVUS BK
Mar 23, 2018	Warranty Deed, Transfer · Conventional Mortgage SYNOVUS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2018 · Amount on File
Deed Sale	Mar 23, 2018 · Amount on File
Prior Sale	Nov 30, 2006 · Amount on File
Deed Document Number	201819258
Deed Book / Page	4520 / 268
Prior Transfer Date	Mar 12, 2013
Prior Transfer Doc	0037091598
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	480 E KESLEY LN, SAINT JOHNS, FL 32259-6295
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0049531141
Date	Jun 1, 2020
Book Page	4953/1141
Instrument	2020041660

Lender

Name	SYNOVUS BANK
Type	Bank
Address	BIRMINGHAM, AL 35209

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	480 E KESLEY LN, SAINT JOHNS, FL 32259-6295
Document Number	0047151389
Instrument Date	Apr 9, 2019
Transaction Type	Mortgage
Record Updated	May 8, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	480 E KESTLEY LN ST JOHNS FL 32259, ST JOHNS, FL 32259

Mortgage

Document Number	0047151389
Date	Apr 29, 2019
Book Page	004715/001389
Instrument	29038

Lender

Name	SYNOVUS BK
Type	Bank
Address	COLUMBUS, GA 31901

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Mar 23, 2018
Property Address	480 E KESLEY LN, SAINT JOHNS, FL 32259-6295
Document Number	0045200268
Book / Page	4520 / 0268
Map Reference	MB54 PG74-87
Instrument Date	Mar 22, 2018
Instrument	2018019258
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	KENDALL TITLE SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,690.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	353 SPARROW BRANCH CIR, 353, SAINT JOHNS, FL 32259-4543

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	480 E KESLEY LN, SAINT JOHNS, FL 32259-6295

Mortgage

Document Number	2018019259
Date	Mar 23, 2018
Instrument	2018019259

Lender

Name	SYNOVUS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 480 E Kesley Ln was $9,125 with a homeowner's exemption, up 10.9% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$596,810 (+2.7%)	$827,980 (+0.42%) Land $220,000 Building $607,980
2025	$9,125.00 (+10.94%) Homeowner's exemption	$581,120 (+2.9%)	$824,526 (+8.13%) Land $220,000 Building $604,526
2024	$8,225.00 (+5.82%) Homeowner's exemption	$564,742 (+3%)	$762,564 (+0.29%) Land $215,000 Building $547,564
2023	$7,773.00 (+2.2%) Homeowner's exemption	$548,293 (+3%)	$760,354 (+0.59%) Land $215,000 Building $545,354
2022	$7,606.00 Homeowner's exemption	$532,323	$755,876 Land $179,200 Building $576,676

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 480 E Kesley Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 38 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	38 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 480 E Kesley Ln is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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