488 E Broadway St, Covington, OH 45318 Property Records

Miami County property record for 488 E Broadway St, Covington, OH 45318 · Last verified March 2026

Property Highlights

Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Year Built	Built 1995
Square Footage	2,680 sqft Total Area
Lot Size	20,909 sqft (0.48 acres)
Occupancy	Owner Occupied
Last Sale	$212,000 (2025)
Tax Bill	$3,157.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`H19-021100`
Alternative APNs	`080529.2-05-031-00` `H19NH074 01100`

Interior

Building Area	2,680 sqft Total Area
Stories	1 Stories

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1995
Fire Resistance Class	Buildings having exterior walls built of a non-combustible material such as brick, concrete, block or poured concrete. Interior partitions and roof structure are built of combustible materials. Floor may be concrete or wood frame.
Lot Area	20,909 sqft (0.48 acres)
Depth X Width	150 ft x 139 ft Depth x Width
Storage Building	1,320 sqft Storage Building

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Old Parcel Number	H19NH074 01100
Street Address	488 E BROADWAY ST
City	COVINGTON
State	OH
Zip	45318-1763
Property Usage	Commercial Property Usage
Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	OUT LOT 33 SE COR 139.8X150
Legal Subdivision	COVINGTON VILLAGE
Legal Lot Number	33
Jurisdiction	MIAMI OH
Minor Civil Division	NEWBERRY
Census Blockgroup	1
Census Block	1003
Census Tract	325000

Owner

Source: Miami County records · APN H19-021100

Assessment roll updated January 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	488 E BROADWAY ST, COVINGTON, OH 45318-1763
Occupancy	Owner Occupied
Owner Type	Owner is a Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 18, 2025 · Amount on Record
Deed Sale	Nov 18, 2025 · Amount on Record
Prior Sale	Oct 11, 2011 · Amount on Record
Deed Doc Number	2113
Record Refreshed	Jun 08, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Nov 18, 2025
Property Address	488 E BROADWAY ST, COVINGTON, OH 45318-1763
Document Number	0000013372
Map Reference	VOL 11 PL NO 119
Instrument Date	Nov 03, 2025
Instrument	2025OR-13372
Transaction Type	Transfer
Record Updated	Mar 06, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10925 RUSTON GLEN CT, DAYTON, OH 45458-4332

Mortgage

Document Number	0000013373
Date	Nov 18, 2025
Instrument	2025OR-13373

Lender

Name	TAP & S CAPITAL LLC
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Nov 03, 2035

Tax Assessment & Valuation

Source: Miami County records · Assessment roll updated January 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Newberry Township
Municipality	Covington Village
Unified School District	Covington Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,157.00 (+3.04%)	$74,450 (+23.88%) Land $14,700 Building $59,750	$212,700 (+23.88%) Land $42,000 Building $170,700
2024	$3,064.00 (+1.9%)	$60,100 (-) Land $12,150 Building $47,950
2023	$3,007.00 (-4.3%)	$60,100 (-) Land $12,150 Building $47,950	$171,700 (-) Land $34,700 Building $137,000
2022	$3,142.00	$60,100 Land $12,150 Building $47,950	$171,700 Land $34,700 Building $137,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.