446 E Broadway St, Covington, OH 45318 Property Records

Miami County property record for 446 E Broadway St, Covington, OH 45318

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,920 sqft · built 1911
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,610 (2025)
Flood Zone	Zone X (minimal risk)
APN	`H19-021140`

Property Details

APN / Parcel Number

Primary APN	`H19-021140`
Alternative APNs	`080529.2-05-026-00` `H19NH074 00700`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,920 sqft Living Area
1st Floor Area	1,920 sqft
Upper Floors Area	960 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft

Exterior

Year Built	Built 1911
Effective Year Built	Effective 1911
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	147 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	328 sqft
Deck Area	310 sqft
Patio Area	310 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	446 E BROADWAY ST
City	COVINGTON
State	OH
Zip	45318-1702
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OL 34 75X147 S CEN PT
Jurisdiction	MIAMI OH
Township / Civil Division	NEWBERRY
Census Block Group	1
Census Block	1003
Census Tract	325000

Owner

Source: Miami County records · APN H19-021140

Assessment roll updated March 6, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	446 E BROADWAY ST, COVINGTON, OH 45318-1702
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 01, 1990
Deed Sale	Jan 01, 1990
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Miami County records · Assessment roll updated March 6, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Newberry Township
Municipality	Covington Village
Unified School District	Covington Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,610.00 (-1.11%) Homeowner's exemption	$74,830 (+41.03%) Land $12,460 Building $62,370	$213,800 (+41.03%) Land $35,600 Building $178,200
2024	$1,628.00 (+2.39%) Homeowner's exemption	$53,060 (-) Land $13,510 Building $39,550
2023	$1,590.00 (-4.27%) Homeowner's exemption	$53,060 (-) Land $13,510 Building $39,550	$151,600 (-) Land $38,600 Building $113,000
2022	$1,661.00 Homeowner's exemption	$53,060 Land $13,510 Building $39,550	$151,600 Land $38,600 Building $113,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 10, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Uniti Group Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Benton Ridge Telephone Company Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 202 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	COVINGTON VILLAGE PWS serves 2,718 people
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.