488 Dempsey Rd, Unit 291, Milpitas, CA 95035 Property Records

Santa Clara County property record for 488 Dempsey Rd, Unit 291, Milpitas, CA 95035

Property Summary

Property Type	Condominium
Details	1 bd · 1 ba · 676 sqft · built 1977
Lot Size	0.016 acres (676 sqft)
Owner	2 Company Names on Record
Last Sale	$446,000 (Aug 2023)
Tax Bill	$5,449 (2025)
Deeds & Mortgages	Dec 2025 Transfer Aug 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`088-42-228`

Property Details

APN / Parcel Number

Primary APN	`088-42-228`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	676 sqft Living Area
1st Floor Area	676 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2007
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	676 sqft (0.016 acres)
Pool Type	Pool with Hot Tub/Spa
Tennis Court	Tennis Court

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	488 DEMPSEY RD, 291
City	MILPITAS
State	CA
Zip	95035-5695
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R1
Legal Description	CROSSROADS UNIT 291
Legal Subdivision	7689 INDIAN HILLS
Legal Tract	7689
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	3
Census Block	3000
Census Tract	504418

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	488 DEMPSEY RD, 291, MILPITAS, CA 95035-5695
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2025	Intrafamily Transfer, Transfer
Aug 2, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) FIRST CITIZENS BANK & TRUST CO
Aug 2, 2023	Grant Deed, Transfer · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO
Oct 21, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Apr 10, 2018	Grant Deed, Transfer · ARM UNITED WHOLESALE MORTGAGE
Jan 30, 2018	Trustee's Deed, Foreclosure OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2023 · Amount on Record
Deed Sale	Aug 2, 2023 · Amount on Record
Prior Sale	Apr 10, 2018 · Amount on Record
Deed Document Number	202325511420
Prior Transfer Date	Oct 18, 2020
Prior Transfer Doc	0024663749
Record Updated	Oct 29, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Dec 15, 2025
Property Address	488 DEMPSEY RD UNIT 291, 291, MILPITAS, CA 95035-5695
Document Number	0025918195
Map Reference	MB 550 PG 40 & 41
Instrument Date	Dec 13, 2025
Instrument	25918195
Transaction Type	Transfer
Record Updated	Dec 23, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	488 DEMSEY ROAD #291 # 291, 291, MILPITAS, CA 95035-5695

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	488 DEMPSEY RD UNIT 291, 291, MILPITAS, CA 95035-5695
Transaction Type	Mortgage
Record Updated	Aug 14, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	488 DEMPSEY RD 291, 291, MILPITAS, CA 95035-5695

Mortgage

Document Number	0025511422
Date	Aug 2, 2023
Instrument	25511422

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	SANTA CLARA, CA 95054

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

August 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Aug 2, 2023
Property Address	488 DEMPSEY RD UNIT 291, 291, MILPITAS, CA 95035-5695
Document Number	0025511420
Map Reference	DOC 19167537
Instrument Date	Jul 6, 2023
Instrument	25511420
Transaction Type	Transfer
Record Updated	Aug 14, 2023
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	488 DEMPSEY RD UNIT 291, 291, MILPITAS, CA 95035-5695

Mortgage

Document Number	0025511421
Date	Aug 2, 2023
Instrument	25511421

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	SANTA CLARA, CA 95054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Oct 21, 2020
Property Address	488 DEMPSEY RD UNIT 291, 291, MILPITAS, CA 95035-5695
Document Number	0024663749
Instrument Date	Oct 18, 2020
Instrument	24663749
Transaction Type	Transfer
Record Updated	Nov 2, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	488 DEMPSEY RD #291 MILPITAS CA 950355695, 291, MILPITAS, CA 95035-5695

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Apr 10, 2018
Property Address	488 DEMPSEY RD UNIT 291, 291, MILPITAS, CA 95035-5695
Document Number	0023906223
Map Reference	MB55O PG40&41
Instrument Date	Apr 3, 2018
Instrument	23906223
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	488 DEMPSEY RD UNIT 291, 291, MILPITAS, CA 95035-5695

Mortgage

Document Number	0023906224
Date	Apr 10, 2018
Instrument	23906224

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Apr 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.62%
Index	1-Year LIBOR
Max Rate	8.62%

January 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jan 30, 2018
Property Address	488 DEMPSEY RD UNIT 291, 291, MILPITAS, CA 95035-5695
Document Number	0023858618
Instrument Date	Jan 24, 2018
Instrument	23858618
Transaction Type	Foreclosure
Record Updated	Feb 6, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$364.10
Amount Accuracy	Confirmed
Additional	Foreclosure Auction Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	155 N SANTA CRUZ AVE #E157 LOS GATOS CA 950305946, E157, LOS GATOS, CA 95030-5946

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Milpitas City
Unified School District	Milpitas Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$464,006 (+2%) Land $232,003 Building $232,003
2025	$5,449.00 (+13.69%)	$454,908 (+13.73%) Land $227,454 Building $227,454
2023	$4,793.00 (-16.61%) Homeowner's exemption	$400,000 Land $200,000 Building $200,000
2022	$5,748.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MILPITAS serves 81,915 people · EPA ID CA4310005
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 725 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Sail Internet Fixed Wireless	1,000 / 200
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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