488 Dempsey Rd, Unit 190, Milpitas, CA 95035 Property Records

Santa Clara County property record for 488 Dempsey Rd, Unit 190, Milpitas, CA 95035

Property Summary

Property Type	Condominium
Details	1 bd · 1 ba · 676 sqft · built 1977
Lot Size	0.016 acres (676 sqft)
Owner	2 Individual Names on Record
Last Sale	$441,000 (Feb 2022)
Tax Bill	$5,677 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`088-42-223`

Property Details

APN / Parcel Number

Primary APN	`088-42-223`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	676 sqft Living Area
1st Floor Area	676 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2007
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	676 sqft (0.016 acres)
Pool Type	Pool with Hot Tub/Spa
Tennis Court	Tennis Court

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	488 DEMPSEY RD, 190
City	MILPITAS
State	CA
Zip	95035-5693
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R1
Legal Description	CROSSROADS UNIT 190
Legal Subdivision	7689 INDIAN HILLS
Legal Tract	7689
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	3
Census Block	3000
Census Tract	504418

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5810 SOUTHVIEW DR, SAN JOSE, CA 95138-1825
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2022	Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Nov 29, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jun 8, 2018	Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 11, 2022 · Amount on Record
Deed Sale	Feb 11, 2022 · Amount on Record
Prior Sale	Jun 8, 2018 · Amount on Record
Deed Document Number	202225238392
Prior Transfer Date	Nov 16, 2021
Prior Transfer Doc	0025179269
Record Updated	Oct 29, 2026

February 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Feb 11, 2022
Property Address	488 DEMPSEY RD UNIT 190, 190, MILPITAS, CA 95035-5693
Document Number	0025238392
Map Reference	MB 550 PG 40&41
Instrument Date	Feb 3, 2022
Instrument	25238392
Transaction Type	Transfer
Record Updated	Feb 18, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	5810 SOUTHVIEW DR, SAN JOSE, CA 95138-1825

Mortgage

Document Number	0025238393
Date	Feb 11, 2022
Instrument	25238393

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Nov 29, 2021
Property Address	488 DEMPSEY RD UNIT 190, 190, MILPITAS, CA 95035-5693
Document Number	0025179269
Map Reference	MB 550 MAP 40&41
Instrument Date	Nov 16, 2021
Instrument	25179269
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	488 DEMPSEY RD UNIT 190, 190, MILPITAS, CA 95035-5693

Mortgage

Document Number	0025179270
Date	Nov 29, 2021
Instrument	25179270

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jun 8, 2018
Property Address	488 DEMPSEY RD UNIT 190, 190, MILPITAS, CA 95035-5693
Document Number	0023951221
Map Reference	DOC19167538
Instrument Date	May 30, 2018
Instrument	23951221
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	488 DEMPSEY RD UNIT 190, 190, MILPITAS, CA 95035-5693

Mortgage

Document Number	0023951222
Date	Jun 8, 2018
Instrument	23951222

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Milpitas City
Unified School District	Milpitas Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$477,350 (+2%) Land $238,675 Building $238,675
2025	$5,677.00 (+4.11%)	$467,992 (+4.04%) Land $233,996 Building $233,996
2023	$5,453.00 (+0.33%)	$449,820 Land $224,910 Building $224,910
2022	$5,435.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MILPITAS serves 81,915 people · EPA ID CA4310005
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 725 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Sail Internet Fixed Wireless	1,000 / 200
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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