488 Clermont Ave S, Orange Park, FL 32073 Property Records

Clay County property record for 488 Clermont Ave S, Orange Park, FL 32073

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,338 sqft · built 1972
Lot Size	0.218 acres (9,496 sqft)
Owner	Individual Name on File
Last Sale	$28,200 (May 2018)
Tax Bill	$372 (2025)
Deeds & Mortgages	Jul 2022 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-04-26-012493-000-00`

Property Details

APN / Parcel Number

Primary APN	`07-04-26-012493-000-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,338 sqft Living Area
1st Floor Area	1,338 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	9,496 sqft (0.218 acres)
Lot Dimensions	116 ft deep x 82 ft wide
Garage Area	198 sqft
Porch	Open/Unfinished Porch
Porch Area	232 sqft
Canopy	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	488 CLERMONT AVE S
City	ORANGE PARK
State	FL
Zip	32073-4337
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	LOT 54 BLK 15 BELLAIR UNIT 6 AS REC OR 1700 PG 1809; 1779 PG 1097,4084 PG 1404 & 4626 PG
Legal Range	26E
Legal Township	04S
Legal Section	07
Legal Subdivision	BELLAIR UNIT 6
Legal Block	15
Legal Lot Number	54
Legal Unit	6
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	1
Census Block	1013
Census Tract	30400

Owner

Source: Clay County records, as of December 3, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	488 CLERMONT AVE S, ORANGE PARK, FL 32073-4337
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage EMM LOANS LLC
May 17, 2018	Quit Claim Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2018 · Amount on File
Deed Sale	May 17, 2018 · Amount on File
Deed Document Number	201825300
Deed Book / Page	4084 / 1404
Last Transfer Date	Jul 1, 2022
Transfer Doc	0046261412
Record Updated	Jun 8, 2026

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY FL
Recording Date	Jul 12, 2022
Property Address	488 CLERMONT AVE S, ORANGE PARK, FL 32073-4337
Document Number	0046261412
Book / Page	4626 / 1412
Map Reference	MB 8 PG 18&19
Instrument Date	Jul 1, 2022
Instrument	2022042189
Transaction Type	Transfer
Record Updated	Jul 29, 2022
Title Company	SURETY LENDER SERVICES LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	488 CLERMONT AVE S, 488, ORANGE PARK, FL 32073-4337

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	488 CLERMONT AVE S, ORANGE PARK, FL 32073-4337

Mortgage

Document Number	0046261414
Date	Jul 12, 2022
Instrument	4626/1414

Lender

Name	EMM LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY FL
Recording Date	May 17, 2018
Property Address	488 CLERMONT AVE S, ORANGE PARK, FL 32073-4337
Document Number	0040841404
Book / Page	004084 / 001404
Instrument Date	May 8, 2018
Instrument	25300
Transaction Type	Transfer
Record Updated	May 31, 2018
Title Company	CLOSING USA LLC

Transaction

Amount	Amount on Record
Tax	$197.40
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	488 CLERMONT AVE S ORANGE PARK FL 320734337, ORANGE PARK, FL 32073-4337

Mortgage

Document Number	40841408
Date	May 17, 2018
Book Page	004084/001408
Instrument	25301

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 16, 2048

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$372.00 (+4.79%) Homeowner's exemption Senior Citizen's exemption	$84,343 (+5.99%)	$189,085 (+2.03%) Land $35,000 Building $154,085
2024	$355.00 (-47.64%)
2023	$678.00 (+23.05%) Homeowner's exemption Additional exemption filed	$79,579 (+3%)	$185,326 (+24.87%) Land $35,000 Building $150,326
2022	$551.00 Homeowner's exemption Additional exemption filed	$77,262	$148,420 Land $20,000 Building $128,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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