486 Clermont Ave S, Orange Park, FL 32073 Property Records

Clay County property record for 486 Clermont Ave S, Orange Park, FL 32073

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 1972
Lot Size	0.282 acres (12,327 sqft)
Owner	2 Individual Names on File
Last Sale	$74,900 (Jul 1999)
Tax Bill	$852 (2025)
Deeds & Mortgages	Jan 2020 Mortgage May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-04-26-012494-000-00`

Property Details

APN / Parcel Number

Primary APN	`07-04-26-012494-000-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,344 sqft Heated Area
Gross Area	2,173 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,327 sqft (0.282 acres)
Lot Dimensions	139 ft deep x 89 ft wide

Exterior Amenities

Pool Area	476 sqft
Porch	Porch
Porch Area	234 sqft
Patio Area	95 sqft
Fence	Fence
Canopy	144 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	486 CLERMONT AVE S
City	ORANGE PARK
State	FL
Zip	32073-4337
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	LOT 55 BLK 15 BELLAIR UNIT 6 AS REC O R 1813 PG 1901
Legal Range	26
Legal Township	04
Legal Section	07
Legal Subdivision	BELLAIR
Legal Block	15
Legal Lot Number	55
Legal Unit	6
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	1
Census Block	1013
Census Tract	30400

Owner

486 Clermont Ave S is owned and occupied by two individuals who bought it in July 1999.

Source: Clay County records, as of December 18, 2025

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	486 CLERMONT AVE S, ORANGE PARK, FL 32073-4337
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
May 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 1999 · Amount on File
Deed Sale	Jul 22, 1999 · Amount on File
Deed Document Number	0018131901
Record Updated	Jun 8, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	486 CLERMONT AVE S, ORANGE PARK, FL 32073-4337
Document Number	0042740079
Instrument Date	Jan 24, 2020
Transaction Type	Mortgage
Record Updated	Feb 11, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	486 CLERMONT AVE S ORANGE PARK FL 320734337, ORANGE PARK, FL 32073-4337

Mortgage

Document Number	0042740079
Date	Jan 29, 2020
Book Page	004274/000079
Instrument	5203

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 28, 2035

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	486 CLERMONT AVE S, ORANGE PARK, FL 32073-4337
Document Number	0040900819
Instrument Date	May 30, 2018
Transaction Type	Mortgage
Record Updated	Jun 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	486 CLERMONT AVE S ORANGE PARK FL 320734337, ORANGE PARK, FL 32073-4337

Mortgage

Document Number	0040900819
Date	Jun 4, 2018
Book Page	004090/000819
Instrument	28663

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 3, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 486 Clermont Ave S was $852 with a homeowner's exemption.

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$852.00 Homeowner's exemption	$96,015	$202,205 Land $35,000 Building $167,205
2023	$1,100.00 (+16.03%) Homeowner's exemption	$90,593 (+3%)	$198,542 (+24.8%) Land $35,000 Building $163,542
2022	$948.00 Homeowner's exemption	$87,955	$159,085 Land $20,000 Building $139,085

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 486 Clermont Ave S in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 486 Clermont Ave S is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Nearby Properties on Clermont Ave S

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures