488 Channelview Dr, Moneta, VA 24121 Property Records

Franklin County property record for 488 Channelview Dr, Moneta, VA 24121

Property Summary

Property Type	Single Family Home
Details	6 bd · 4.5 ba · 2,252 sqft · built 1993
Lot Size	1.01 acres (44,344 sqft)
Owner	Individual Name on File
Last Sale	$1,795,000 (Sep 2021)
Tax Bill	$6,975 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Sep 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`032 03-025 00`

Property Details

APN / Parcel Number

Primary APN	`032 03-025 00`
Alternative APN	`8393`

Interior

Bedrooms	6 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	15 Rooms
Stories	1 Story
Building Area	2,252 sqft Living Area
Gross Area	4,612 sqft
1st Floor Area	1,600 sqft
Basement Area	1,689 sqft
Finished Basement	1,500 sqft
Flooring	Ceramic Tile
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2011
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	44,344 sqft (1.01 acres)
Terrain	Rolling
View / Lot	Waterfront
Garage Area	936 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	153 sqft
Deck Area	184 sqft
Patio Area	73 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	8393
Street Address	488 CHANNELVIEW DR
City	MONETA
State	VA
Zip	24121-5026
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	WINDING WATERS LOT 24
Legal Subdivision	WINDING WATERS
Legal Lot Number	24
Jurisdiction	FRANKLIN VA
Township / Civil Division	GILLS CREEK
Census Block Group	3
Census Block	3005
Census Tract	20104

Owner

488 Channelview Dr is owned by an individual who bought it in September 2021.

Source: Franklin County records, as of June 19, 2026

Owner of Record	Individual Name on File
Mailing Address	1384 ELLERSLIE RD, BERRYVILLE, VA 22611-3900
Owner Type	Individual
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Sep 17, 2021	Deed, Transfer FIDELITY NATIONAL TTL INS CO
May 18, 2018	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 2021 · Amount on File
Deed Sale	Sep 17, 2021 · Amount on File
Prior Sale	May 18, 2018 · Amount on File
Deed Document Number	20218725
Deed Book / Page	1170 / 1513
Prior Transfer Date	Aug 28, 2009
Prior Transfer Doc	00096602514
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	488 CHANNELVIEW DR, MONETA, VA 24121-5026
Transaction Type	Mortgage
Record Updated	Nov 9, 2021
Title Company	ACQUISITION TTL & SETMNT AGC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011431189
Date	Jul 27, 2020
Book Page	1143/1189
Instrument	200005182

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	Sep 17, 2021
Property Address	488 CHANNELVIEW DR, MONETA, VA 24121-5026
Document Number	0011701513
Book / Page	1170 / 1513
Map Reference	MB 417 PG 877
Instrument Date	Sep 10, 2021
Instrument	210008725
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount on Record
Tax	$1,795.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1384 ELLERSLIE RD, BERRYVILLE, VA 22611-3900

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN VA
Recording Date	May 18, 2018
Property Address	488 CHANNELVIEW DR, MONETA, VA 24121-5026
Document Number	0011081681
Book / Page	001108 / 001681
Instrument Date	Mar 28, 2018
Instrument	3158
Transaction Type	Transfer
Record Updated	Feb 16, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,100.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43124 VALIANT DR CHANTILLY VA 201523407, CHANTILLY, VA 20152-3407

Mortgage

Document Number	11081684
Date	May 18, 2018
Book Page	001108/001684
Instrument	3159

Lender

Name	ATLANTIC BAY MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Mortgage

Document Number	11081701,
Date	May 18, 2018
Book Page	001108/001701
Instrument	3160

Lender

Name	HOMETOWN BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 488 Channelview Dr was $6,975.

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,975.00	$1,622,100 Land $514,000 Building $1,108,100	$1,622,100 Land $514,000 Building $1,108,100
2023	$6,190.00	$1,014,800 (-) Land $461,000 Building $553,800	$1,014,800 (-) Land $461,000 Building $553,800
2022		$1,014,800 Land $461,000 Building $553,800	$1,014,800 Land $461,000 Building $553,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 488 Channelview Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 488 Channelview Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.4% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PARK PLACE private · serves 501 people · EPA ID VA5067725
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: SMLW Broadband.

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