415 Channelview Dr, Moneta, VA 24121 Property Records

Franklin County property record for 415 Channelview Dr, Moneta, VA 24121

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,097 sqft · built 1995
Lot Size	0.905 acres (39,422 sqft)
Owner	Individual Name on Record
Last Sale	$730,000 (Jan 2018)
Tax Bill	$4,267 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Mar 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`032 03-018 00`

Property Details

APN / Parcel Number

Primary APN	`032 03-018 00`
Alternative APN	`8386`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,097 sqft Living Area
Gross Area	4,539 sqft
1st Floor Area	2,097 sqft
Basement Area	2,097 sqft
Finished Basement	1,977 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2011
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	39,422 sqft (0.905 acres)
Terrain	Rolling
View / Lot	Waterfront
Garage Area	1,368 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	1,418 sqft
Deck Area	168 sqft
Patio Area	98 sqft
Storage Building	Storage Building
Boat Access	Boat Access
Boat House	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	8386
Street Address	415 CHANNELVIEW DR
City	MONETA
State	VA
Zip	24121-5025
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	WINDING WATERS LOT 17
Legal Subdivision	WINDING WATERS
Legal Lot Number	17
Jurisdiction	FRANKLIN VA
Township / Civil Division	GILLS CREEK
Census Block Group	3
Census Block	3005
Census Tract	20104

Owner

Source: Franklin County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	415 CHANNELVIEW DR, MONETA, VA 24121-5025
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Mar 25, 2021	Deed of Trust, Mortgage · Line of Credit FIRST HORIZON BANK
Jan 11, 2018	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BK
Jan 11, 2018	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 11, 2018 · Amount on Record
Deed Sale	Jan 11, 2018 · Amount on Record
Prior Sale	Jun 3, 2016 · Amount on Record
Deed Document Number	2018206
Deed Book / Page	1103 / 1108
Prior Transfer Date	Mar 19, 2008
Prior Transfer Doc	00093401473
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	415 CHANNELVIEW DR, MONETA, VA 24121-5025
Transaction Type	Mortgage
Record Updated	Nov 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011491728
Date	Oct 23, 2020
Book Page	1149/1728
Instrument	200008357

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	415 CHANNELVIEW DR, MONETA, VA 24121-5025
Transaction Type	Mortgage
Record Updated	Nov 9, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 CHANNELVIEW DR, MONETA, VA 24121-5025

Mortgage

Document Number	0011592157
Date	Mar 25, 2021
Book Page	1159/2157
Instrument	210002839

Lender

Name	FIRST HORIZON BANK
Type	Bank
Address	MEMPHIS, TN 38118

Agreement

Type	Line of Credit
Term	360 Months
Due	Mar 12, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	415 CHANNELVIEW DR, MONETA, VA 24121-5025
Document Number	0011031133
Instrument Date	Jan 11, 2018
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011031133
Date	Jan 11, 2018
Book Page	001103/001133
Instrument	208

Lender

Name	WELLS FARGO BK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 10, 2048

Interest

Rate Type	Adjustable Rate

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN VA
Recording Date	Jan 11, 2018
Property Address	415 CHANNELVIEW DR, MONETA, VA 24121-5025
Document Number	0011031108
Book / Page	001103 / 001108
Instrument Date	Dec 5, 2017
Instrument	206
Transaction Type	Transfer
Record Updated	Feb 16, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$730.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 CHANNELVIEW DR MONETA VA 241215025, MONETA, VA 24121-5025

Mortgage

Document Number	11031111
Date	Jan 11, 2018
Book Page	001103/001111
Instrument	207

Lender

Name	WELLS FARGO BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,267.00 (-1.52%)	$992,500 (+39.71%) Land $245,000 Building $747,500	$992,500 (+39.71%) Land $245,000 Building $747,500
2023	$4,333.00	$710,400 (-) Land $240,000 Building $470,400	$710,400 (-) Land $240,000 Building $470,400
2022		$710,400 Land $240,000 Building $470,400	$710,400 Land $240,000 Building $470,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PARK PLACE private · serves 501 people · EPA ID VA5067725
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: SMLW Broadband.

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