Madison County property record for 488 Bybee Loop, Waco, KY 40385 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Lot Size | 19,054 sqft (0.437 acres) |
| Last Sale | $189,000 (2024) |
| Tax Bill | $1,782.00 (2025) |
| Primary APN | 119C-0000-0046 |
|---|---|
| Alternative APNs |
|
| Lot Area | 19,054 sqft (0.437 acres) |
|---|
| Account Number | 60969 |
|---|---|
| Street Address | 488 BYBEE LOOP |
| City | WACO |
| State | KY |
| Zip | 40385-8018 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SHADY HEIGHTS LOT 12 & 13 |
| Legal Subdivision | SHADY HEIGHTS |
| Legal Lot Number | 12,13 |
| Jurisdiction | MADISON KY |
| Minor Civil Division | WACO-BYBEE |
| Census Blockgroup | 1 |
| Census Block | 1020 |
| Census Tract | 11002 |
Source: Madison County records · APN 119C-0000-0046
Assessment roll updated December 9, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 151 WESTSIDE DR, WINCHESTER, KY 40391-1198 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 28, 2023 | Deed of Trust, Mortgage · Commercial Mortgage CITIZENS GUARANTY BANK |
| Mar 10, 2022 | Deed, Transfer · Commercial Mortgage WHITAKER BANK INC |
| Dec 30, 2019 | Warranty Deed, Transfer · Building or Construction Mortgage CENTRAL KENTUCKY AG CREDIT ASSN |
| Dec 04, 2019 | Deed, Transfer · Veterans Administration Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 18, 2024 · Amount on Record |
| Deed Sale | Sep 18, 2024 · Amount on Record |
| Prior Sale | Dec 30, 2019 · Amount on Record |
| Deed Doc Number | 202414222513 |
| Deed Book / Page | 857 / 487 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 488 BYBEE LOOP, WACO, KY 40385-8018 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 488 BYBEE LOOP, WACO, KY 40385-8018 |
| Document Number | 0M2230/356 |
|---|---|
| Date | Apr 28, 2023 |
| Book Page | M2230/356 |
| Instrument | 2014142492 |
| Name | CITIZENS GUARANTY BANK |
|---|---|
| Type | Bank |
| Address | IRVINE, KY 40336 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 26, 2053 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Mar 10, 2022 |
| Property Address | 488 BYBEE LOOP, WACO, KY 40385-8018 |
| Document Number | 00D819/749 |
| Book / Page | D819 / 749 |
| Map Reference | MB P1 OG 142 |
| Instrument Date | Mar 08, 2022 |
| Instrument | 2014081089 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $137.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 488 BYBEE LOOP, WACO, KY 40385-8018 |
| Name | Verified Name |
|---|---|
| Address | 4645 MEW FOX ROAD, IRVINE, KY 40336 |
| Document Number | 2014081090 |
|---|---|
| Date | Mar 10, 2022 |
| Instrument | 2014081090 |
| Name | WHITAKER BANK INC |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 08, 2032 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Dec 30, 2019 |
| Property Address | 488 BYBEE LOOP, WACO, KY 40385-8018 |
| Document Number | D00782/018 |
| Book / Page | D00782 / 018 |
| Instrument Date | Dec 30, 2019 |
| Instrument | 2014004771 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $35.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 270 RALPH PARKE E, RICHMOND, KY 40475-9239 |
| Name | Verified Name |
|---|---|
| Relationship | Right Of Survivorship |
| Address | 1001 RICHMOND GREEN DR APT 4, 4, RICHMOND, KY 40475-6876 |
| Document Number | 2014004772 |
|---|---|
| Date | Dec 30, 2019 |
| Instrument | 2014004772 |
| Name | CENTRAL KENTUCKY AG CREDIT ASSN |
|---|---|
| Type | Lending Institution |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Dec 01, 2020 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Dec 04, 2019 |
| Property Address | 488 BYBEE LOOP, WACO, KY 40385-8018 |
| Document Number | D00782/018 |
| Book / Page | D00782 / 018 |
| Map Reference | MB 1 PG 142 |
| Instrument Date | Nov 19, 2019 |
| Instrument | 2014003338 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2023 |
| Title Company | LAND GROUP R/E TITLE AND CLOSINGS, LAND GROUP RE TTL & CLOSINGS |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $105.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 488 BYBEE LOOP, WACO, KY 40385-8018 |
| Document Number | 2014003339 |
|---|---|
| Date | Dec 04, 2019 |
| Instrument | 2014003339 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2049 |
Source: Madison County records · Assessment roll updated December 9, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,782.00 (+34.19%) | $189,000 (+37.96%) | $189,000 (+37.96%) |
| 2023 | $1,328.00 | $137,000 | $137,000 |
Source: FEMA National Flood Hazard Layer, Madison County (21151C), updated December 21, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 38% of the US · above 69% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 1,923 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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