Madison County property record for 409 Bybee Loop, Waco, KY 40385 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.67 acres (29,223 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $147,000 (May 2017) |
| Tax Bill | $1,553 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Jun 2010 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 119C-0000-0041 |
| Primary APN | 119C-0000-0041 |
|---|---|
| Alternative APNs |
|
| Lot Area | 29,223 sqft (0.67 acres) |
|---|
| Account Number | 56669 |
|---|---|
| Street Address | 409 BYBEE LOOP |
| City | WACO |
| State | KY |
| Zip | 40385-8018 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RALPH MCMAINE LOT D & PT C |
| Legal Subdivision | RALPH MCMAINE |
| Legal Lot Number | D |
| Jurisdiction | MADISON KY |
| Township / Civil Division | WACO-BYBEE |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 11002 |
Source: Madison County records · APN 119C-0000-0041
Assessment roll updated December 9, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 409 BYBEE LOOP, WACO, KY 40385-8018 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Apr 06, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC |
| Jun 16, 2010 | Deed of Trust, Mortgage · Conventional Mortgage FRANKLIN AMERICAN MORTGAGE CO |
| Jun 13, 2006 | Deed of Trust, Mortgage · ARM NEW CENTURY MORTGAGE CORP |
| Mar 12, 2026 | Intrafamily Transfer, Transfer · Closed-End Mortgage NEWREZ LLC |
| May 09, 2017 | Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 09, 2017 · Amount on Record |
| Deed Sale | May 09, 2017 · Amount on Record |
| Deed Document Number | 20172013958366 |
| Deed Book / Page | 00744 / 366 |
| Last Transfer Date | Mar 05, 2026 |
| Transfer Doc | 00D880/146 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 409 BYBEE LOOP, WACO, KY 40385-8018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2026 |
| Title Company | AVENUE 365 LENDER SERVICES, AVENUE 365 LENDER SVCS LLC |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0M2040/100 |
|---|---|
| Date | Apr 06, 2021 |
| Book Page | M2040/100 |
| Instrument | 2014032895 |
| Name | NEWREZ LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 409 BYBEE LOOP, WACO, KY 40385-8018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0M1348/027 |
|---|---|
| Date | Jun 16, 2010 |
| Book Page | M1348/027 |
| Instrument | 444722 |
| Name | FRANKLIN AMERICAN MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | FRANKLIN, TN 37067 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 409 BYBEE LOOP, WACO, KY 40385-8018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2026 |
| Title Company | TITLE SUPPLIERS LLC |
| Name | Verified Name |
|---|
| Document Number | 0M1111/037 |
|---|---|
| Date | Jun 13, 2006 |
| Book Page | M1111/037 |
| Instrument | 369856 |
| Name | NEW CENTURY MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | IRVINE, CA 92612 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 9.52% |
| Type Change Date | Jul 01, 2008 |
| Change Frequency | 6 Months |
| Min Rate At Change | 9.52% |
| Max Rate At Change | 11.5% |
| Index | 6-Month LIBOR |
| Max Rate | 16.5% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Mar 12, 2026 |
| Property Address | 409 BYBEE LOOP, WACO, KY 40385-8018 |
| Document Number | 00D880/146 |
| Book / Page | D880 / 146 |
| Map Reference | CAB 2 SL 307 |
| Instrument Date | Mar 05, 2026 |
| Instrument | 2014326549 |
| Transaction Type | Transfer |
| Record Updated | Mar 25, 2026 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 409 BYBEE LOOP, WACO, KY 40385-8018 |
| Document Number | 2014326557 |
|---|---|
| Date | Mar 12, 2026 |
| Instrument | 2014326557 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 01, 2046 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | May 09, 2017 |
| Property Address | 409 BYBEE LOOP, WACO, KY 40385-8018 |
| Document Number | D00744/366 |
| Book / Page | D00744 / 366 |
| Map Reference | CAB2 SL307 |
| Instrument Date | May 01, 2017 |
| Instrument | 2013958366 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $147.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 293, TROY, NC 27371-0293 |
| Name | Verified Name |
|---|---|
| Address | 409 BYBEE LOOP, WACO, KY 40385-8018 |
| Investor | Possibly a Property Investor |
| Document Number | 2013958367 |
|---|---|
| Date | May 09, 2017 |
| Instrument | 2013958367 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2047 |
Source: Madison County records · Assessment roll updated December 9, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,553.00 (-2.76%) | $164,700 (-) | $164,700 (-) |
| 2023 | $1,597.00 | $164,700 | $164,700 |
Source: FEMA National Flood Hazard Layer, Madison County (21151C), updated December 21, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 38% of the US · above 69% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 1,923 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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