4879 Highland Ter, Chesapeake Beach, MD 20732 Property Records

Calvert County property record for 4879 Highland Ter, Chesapeake Beach, MD 20732

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,092 sqft · built 1992
Lot Size	0.203 acres (8,825 sqft)
Owner	Individual Name on File
Last Sale	$340,000 (Jun 2020)
Tax Bill	$3,694 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Dec 2022 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`02-024381`

Property Details

APN / Parcel Number

Primary APN	`02-024381`
Alternative APNs	`2024381` `024381`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,092 sqft Total Area
Basement Area	857 sqft
Finished Basement	857 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,825 sqft (0.203 acres)
Deck Area	309 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	024381
Street Address	4879 HIGHLAND TER
City	CHESAPEAKE BEACH
State	MD
Zip	20732-3589
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LTS 21 & 22 BLK 6 SEC 1 BREEZY POINT
Legal Subdivision	BREEZY POINT BEACH SUBDIVISION
Legal Block	6
Legal Lot Number	21,22
Jurisdiction	CALVERT MD
Township / Civil Division	2, PRINCE FREDERICK
Census Block Group	1
Census Block	1008
Census Tract	860502

Owner

4879 Highland Ter is owned and occupied by an individual who acquired it in November 2022.

Source: Calvert County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	4879 HIGHLAND TER, CHESAPEAKE BEACH, MD 20732-3589
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2022	Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MORTGAGE LLC
Dec 5, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jun 29, 2020	Deed, Transfer · VA Mortgage WATERSTONE MORTGAGE CORP
Dec 4, 2019	Grant Deed, Transfer COMMERCIAL LNDG
Jun 21, 2019	Grant Deed, Foreclosure SERVICELINK
Feb 22, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2020 · Amount on File
Deed Sale	Jun 29, 2020 · Amount on File
Prior Sale	Dec 4, 2019 · Amount on File
Deed Book / Page	5629 / 286
Last Transfer Date	Nov 17, 2022
Transfer Doc	0063780154
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	4879 HIGHLAND TER, CHESAPEAKE BEACH, MD 20732-3589
Transaction Type	Mortgage
Record Updated	Sep 13, 2023
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0061940007
Date	Jan 12, 2022
Book Page	6194/7

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALVERT MD
Recording Date	Dec 5, 2022
Property Address	4879 HIGHLAND TER, CHESAPEAKE BEACH, MD 20732-3589
Document Number	0063780154
Book / Page	6378 / 154
Map Reference	MB AAH 19 FO 323
Instrument Date	Nov 17, 2022
Transaction Type	Transfer
Record Updated	Dec 19, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	4879 HIGHLAND TER, CHESAPEAKE BEACH, MD 20732-3589

June 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Jun 29, 2020
Property Address	4879 HIGHLAND TER, CHESAPEAKE BEACH, MD 20732-3589
Document Number	0056290286
Book / Page	5629 / 286
Map Reference	MB AAH 19 FO 323
Instrument Date	Apr 3, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	COUNSEL TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$850.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4879 HIGHLAND TER, CHESAPEAKE BEACH, MD 20732-3589

Mortgage

Document Number	5629292
Date	Jun 29, 2020
Instrument	5629/292

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	May 1, 2050

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALVERT MD
Recording Date	Dec 4, 2019
Property Address	4879 HIGHLAND TER, CHESAPEAKE BEACH, MD 20732-3589
Document Number	0054860073
Book / Page	005486 / 000073
Instrument Date	Dec 3, 2019
Transaction Type	Transfer
Record Updated	Dec 18, 2019
Title Company	VELOCITY NATIONAL TITLE COMPANY, VELOCITY NAT'L TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3636 8TH ST NORTH BEACH MD 207143010, NORTH BEACH, MD 20714-3010

Mortgage

Document Number	54860077
Date	Dec 4, 2019
Book Page	005486/000077

Lender

Name	COMMERCIAL LNDG
Address	CLIFTON, VA 20124

Agreement

Amount	Amount on Record

June 2019: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	CALVERT MD
Recording Date	Jun 21, 2019
Property Address	4879 HIGHLAND TER, CHESAPEAKE BEACH, MD 20732-3589
Document Number	0053800460
Book / Page	005380 / 000460
Instrument Date	Jun 12, 2019
Transaction Type	Foreclosure
Record Updated	Jul 2, 2019
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

February 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CALVERT MD
Recording Date	Feb 22, 2018
Property Address	4879 HIGHLAND TER, CHESAPEAKE BEACH, MD 20732-3589
Document Number	0051480234
Book / Page	005148 / 000234
Instrument Date	Dec 7, 2017
Transaction Type	Foreclosure
Record Updated	Mar 6, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$226.02
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	4801 FREDERICA ST OWENSBORO KY 423017441, OWENSBORO, KY 42301-7441

Tax Assessment & Valuation

The 2025 property tax bill for 4879 Highland Ter was $3,694 with a homeowner's exemption.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$341,567 (+6.16%)	$361,400 (-) Land $106,000 Building $255,400
2025	$3,694.00 Homeowner's exemption	$321,733	$361,400 Land $106,000 Building $255,400
2023	$3,006.00	$289,400	$301,900 Land $106,000 Building $195,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4879 Highland Ter in Zone X, an area of minimal flood risk, though there have been 56 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 72 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	72 in force
Nearby Flood Claims	56 (1985–2024)
Claims Outside the SFHA	22 of 56
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Tropical Storm Isaias, Aug 2020 · 2 claims Hurricane Isabel, Sep 2003 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4879 Highland Ter is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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