Calvert County property record for 4875 Highland Ter, Chesapeake Beach, MD 20732
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 936 sqft · built 2002 |
| Lot Size | 0.084 acres (3,675 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $25,000 (Apr 2003) |
| Tax Bill | $2,726 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-023946 |
| Primary APN | 02-023946 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 936 sqft Total Area |
| Basement Area | 734 sqft |
| Finished Basement | 734 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 3,675 sqft (0.084 acres) |
| Porch | Slab |
| Porch Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 023946 |
|---|---|
| Street Address | 4875 HIGHLAND TER |
| City | CHESAPEAKE BEACH |
| State | MD |
| Zip | 20732-3589 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LT 16 BLK 6 SEC 1 BREEZY POINT |
| Legal Subdivision | BREEZY PT |
| Legal Block | 6 |
| Legal Lot Number | 16 |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 2, PRINCE FREDERICK |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 860502 |
4875 Highland Ter is owned by two individuals who bought it in April 2003.
Source: Calvert County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3116 BURGESS RD, CHESAPEAKE BEACH, MD 20732-3571 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 14, 2003 · Amount on File |
| Deed Sale | Apr 14, 2003 · Amount on File |
| Deed Document Number | 20033327 |
| Deed Book / Page | 1821 / 459 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 4875 Highland Ter was $2,726.
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $245,500 (+5.77%) | $258,900 (-) Land $85,900 Building $173,000 | |
| 2025 | $2,726.00 | $232,100 | $258,900 Land $85,900 Building $173,000 |
| 2023 | $2,191.00 | $210,967 | $218,700 Land $85,900 Building $132,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4875 Highland Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 72 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 72 in force |
| Nearby Flood Claims | 56 (1985–2024) |
| Claims Outside the SFHA | 22 of 56 |
| Most Recent Claim | Jan 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4875 Highland Ter is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
5G and 4G LTE (outdoors only)
Search by:
By searching, you agree to: Terms • Privacy • Disclosures